On June 2nd, Muneeza Sheikh was interviewed on CHCH Square Off as she weighs in on the latest trend of employers rejecting potiential employees based on their a bad credit score.

Ontario has introduced a proposed new home rebate that could significantly impact buyers of new construction and pre-construction properties. Real estate lawyer Jonathan Dippolito examines how this rebate may interact with existing HST programs and explains the critical importance of reviewing purchase agreements carefully. This video provides essential guidance for anyone considering a new home purchase in Ontario during this period of regulatory change.

Could Ontario homebuyers save up to $130,000 through a proposed expansion of the HST rebate program? Jonathan Dippolito of Woitzik Polsinelli LLP discusses a significant proposed change that could affect purchasers of new...

The Supreme Court of Canada issued a trilogy of decisions involving the application of Quebec’s Consumer Protection Act fee disclosure rules to credit card agreements.

Effective January 1, 2025, the federal government will lower the criminal interest rate from 60% effective annual rate (EAR) to 35% annual percentage rate (APR), which equals about 42% EAR, in order to combat predatory lending.

The federal government intends to lower the criminal interest rate from 60% effective annual rate (EAR) to 35% annual percentage rate (APR), which equals about 42% EAR...

The proposed amendments to the Bank Act require further analysis to fully assess the impact on Canadian banks and authorized foreign banks.

The rise of financial technology ("FinTech") is revolutionizing the way consumers and businesses make investments, raise equity, borrow money and effect payments.

The Financial Consumer Agency of Canada (FCAC) is seeking comments and feedback on its Proposed Supervision Framework and Publishing Principles for FCAC Decisions.

In its newly announced 2014 budget, the Conservative Government continued with its consumer focussed initiatives of the last few years.

On September 18th, 2012, the federal government announced the proposed expansion of the Code of Conduct for the Credit and Debit Card Industry in Canada (the "Code") to apply to credit and debit network participants that provide point-of-sale payment services through mobile devices.

On July 29, the Financial Consumer Agency of Canada (the FCAC) published final versions of three guidance documents to assist with the implementation of new disclosure requirements set out in the April 2015 update...

The proposed changes are intended to clarify the uncertainty around the application of the existing gift card rules.

Visa Canada Corporation and MasterCard Canada, Inc. submitted separate and individual voluntary proposals to reduce their net consumer credit card interchange rates.

On May 1, 2022, British Columbia will become the fourth Canadian province (along with Alberta, Manitoba and Quebec) to regulate high-cost credit products.

Payday lenders provide small amounts of money to borrowers on a short-term, often high cost basis in exchange for future payment, like a post-dated cheque or pre-authorized debit.

On September 19, 2014 the Supreme Court of Canada decided that provincial consumer protection legislation applies to banks and credit unions in credit matters.

On September 19, 2014 the Supreme Court of Canada decided that provincial consumer protection legislation applies to banks and credit unions in credit matters.

In part 1 of our 4 part series on mobile payments we touched upon the interdependencies among the various stakeholders participating in a mobile payments solution and the importance of integration – even if there’s no central integrator.

On February 13, 2013, the Financial Consumer Agency of Canada issued the Commissioner's Guidance to clarify three issues related to the Code of Conduct for the Credit and Debit Card Industry in Canada.