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  • Article

    Update On Amendments To The Personal Property Security Act (Ontario)

    The Government of Ontario has proposed three significant amendments to the Personal Property Security Act (Ontario) in recent years which have not yet been brought into force.
    CanadaFinance and Banking
    Borden Ladner Gervais LLP
    Borden Ladner Gervais LLP
  • Article

    Supreme Court Of Canada Holds That Some Provincial Consumer Protection Legislation Applies To Banks – Bank Of Montreal v Marcotte

    On September 19, 2014, the Supreme Court of Canada released its long-awaited decision in Bank of Montreal v Marcotte.
    CanadaFinance and Banking
    McMillan LLP
McMillan LLP
  • Article

    Stronger Financial Consumer Protection And Credit Contract Requirements Ahead

    Bill C-86, Budget Implementation Act, 2018, No. 2 (Bill C-86) received Royal Assent on December 13.
    CanadaConsumer Protection
    Torys
    Torys
  • Article

    La Trilogie Marcotte De La Cour Suprême Du Canada

    Le 19 septembre, la Cour suprême du Canada a publié les « arrêts Marcotte », dans lesquels elle se prononce sur l’application des articles 12 et 272 de la Loi sur la protection du consommateur,,,
    CanadaLitigation, Mediation & Arbitration
    Stikeman Elliott LLP
    Stikeman Elliott LLP
  • Article

    Proposed Amendments To Ontario’s Business Corporations Act – Implications For Public Companies

    On October 19, 2006, the Ontario Government introduced for first reading Bill 152 Ministry of Government Services Consumer Protection and Service Modernization Act, 2006 (Bill 152).
    CanadaFinance and Banking
    Blake, Cassels & Graydon LLP
    Blake, Cassels & Graydon LLP
  • Article

    Proposed Supervision Framework And Publishing Principles For FCAC Decisions Released For Consultation

    The Consultation documents differ from the 2011 Compliance Framework and the previous Publishing Principles in several respects and this bulletin highlights some key points for regulated entities.
    CanadaFinance and Banking
    Blake, Cassels & Graydon LLP
    Blake, Cassels & Graydon LLP
  • Article

    Credit Cards Subject To Provincial Disclosure Laws

    Although banks are a federal responsibility, provincial consumer protection laws mandating disclosure of contract terms apply to banks that issue credit cards.
    CanadaLitigation, Mediation & Arbitration
    Affleck Greene McMurtry LLP
    Affleck Greene McMurtry LLP
  • Article

    P2P Lending: A New Source Of Consumer And Small Business Credit?

    The Internet is famous for transforming unique new businesses into giant behemoths, seemingly overnight.
    CanadaFinance and Banking
    Gowling WLG
    Gowling WLG
  • Article

    Loyalty Programs, Consumer Credit And Advertising To Consumers: New Rules For Quebec Merchants

    On November 15, 2017, the Consumer Protection Act (the "CPA") was amended by An Act mainly to modernize rules relating to consumer credit and to regulate debt settlement service contracts ...
    CanadaConsumer Protection
    Langlois Avocats
    Langlois Avocats
  • Article

    Electronic Credit Contracts And Signatures Under Quebec Consumer Law

    Can a consumer enter into a valid credit contract online under Quebec consumer law? Spoiler: The answer is yes.
    CanadaConsumer Protection
    Gowling WLG
    Gowling WLG
  • Article

    FCA Confirms Motor Finance Redress Scheme: What You Need To Know About Timing And Eligibility

    The Financial Conduct Authority (FCA) has now confirmed the details of its long‑anticipated redress scheme for motor finance commission arrangements. The announcement provides clarity on who may be entitled to compensation...
    CanadaFinance and Banking
    Gowling WLG
    Gowling WLG
  • Article

    Regulatory Overview For Credit Contracts Under The Consumer Protection Act

    In Quebec, the Consumer Protection Act (the "CPA") governs contracts for goods or services entered into between consumers and merchants in the course of their business.
    CanadaConsumer Protection
    Miller Thomson
    Miller Thomson
  • Article

    Maxed Out: Canadians Ready To Cut Debt

    In March 2012, the Bank of Canada (BoC) stated that "Canadian household spending is expected to remain high relative to GDP as households add to their debt burden.
    CanadaConsumer Protection
    PwC Management Services LP
    PwC Management Services LP
  • Article

    Fully Secured @ Gowlings: December 19, 2013 - Volume 4, Number 4

    The internet is famous for transforming unique new businesses into giant behemoths, seemingly overnight.
    CanadaFinance and Banking
    Gowling WLG
    Gowling WLG
  • Article

    Consultation Publique Sur Le Projet De Règlement Visant La Fraude Ciblant Les Consommateurs Dans Le Système Bancaire

    Le ministère des Finances du Canada a publié un projet de règlement qui modifierait le Règlement sur le régime de protection des consommateurs en matière financière en vertu de la Loi sur les banques pour lutter contre la fraude ciblant les consommateurs. Ce projet établit des exigences opérationnelles détaillées concernant les fonctionnalités de compte, les mécanismes de consentement, les limites de transaction et les obligations de divulgati
    CanadaFinance and Banking
    Blake, Cassels & Graydon LLP
    Blake, Cassels & Graydon LLP
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