ArticleSecond mortgages versus caveatsThe second publication of Practice Guide for Second Mortgages, covering second mortgages versus caveats is available.AustraliaFinance and BankingBennett & Philp Lawyers
ArticleStill haven't found what I'm looking for...Teething problems with the PPSRMore than three months after the go-live, significant problems persist with the reliability of the PPSR.AustraliaFinance and BankingSwaab Attorneys
ArticleUncovered! Widespread unfair and dishonest asset lending practices uncovered by banking royal commissionUnfair and dishonest lending practices are widespread and are not confined to publicly listed and institutional lenders.AustraliaFinance and BankingHHG Legal Group
ArticleUpdate on the Personal Property Securities Register The PPSA is set to go live on 30 January 2012, but it may be delayed further.AustraliaFinance and BankingHunt & Hunt
ArticleWill the PPSA be delayed yet again?Discusses the delayed commencement of the PPSA & the proposed electronic register of securities.AustraliaFinance and BankingDibbsBarker
ArticleHHG Insolvency Update: Directors beware re guarantees and company administrationThis area of the law can leave director-guarantors personally exposed in many ways that are often unanticipated. AustraliaInsolvency/Bankruptcy/Re-StructuringHHG Legal Group
ArticlePPSA and COVID-19: Act promptly in the road ahead!Secured parties should ensure that they have registered their security interests on the PPSR within time.AustraliaInsolvency/Bankruptcy/Re-StructuringHolman Webb
ArticleHow long can you be chased for a debt?Failure to establish the limitation period may mean you are unable to recover your debt, if it becomes statute-barred.AustraliaLitigation, Mediation & ArbitrationRostron Carlyle Rojas
ArticleSladen Snippet - Statute-barred loans and the Maximum Net Asset Value (MNAV) testThis loan was included in the calculation of assets for the MNAV test of eligibility for small business CGT concessions.AustraliaTaxSladen Legal
ArticleThe Personal Property Securities Act ("PPSA") - Preparation is the key.A discussion on how the PPSA would affect business and companies.AustraliaCorporate/Commercial LawThynne & Macartney
Article3 reasons to document your family loanIf, as a parent, you give money to your child and expect to be repaid, it is a good idea to document the arrangement.AustraliaFamily and MatrimonialKells
ArticleThe Personal Property Securities Act and securitisation: Lessons learned so farAndrew Jinks and Joshua Knuckey talk about the Personal Property Securities Act and securitisation.AustraliaFinance and BankingClayton Utz
ArticleResponsible lending obligations (RLOs) to be scrapped!The Government has announced major reforms to the National Consumer Credit regime including the scrapping of RLOs.AustraliaConsumer ProtectionHolley Nethercote
ArticleGot them by the guarantee! Have you really?If your business routinely uses personal guarantees, your processes should be sufficient to ensure their enforceabilty.AustraliaCorporate/Commercial LawSurry Partners
ArticleIs a guarantor discharged from liability when the principal contract is varied?In certain circumstances, such as by reference to the Ankar principle, a guarantor can be discharged from liability. AustraliaCorporate/Commercial LawKott Gunning
ArticleSmall business loans: not so - take it or leave it - anymore!ASIC has recently published a report on how the unfair contract terms regime applies to loans made to small businesses.AustraliaCorporate/Commercial LawClarkeKann Lawyers
ArticleAustralia – New Zealand Mutual Recognition Of Securities Regime Comes Into ForceOn 10 October 2007, Addisons reported on proposed amendments to the Corporations Act 2001 (Cth) ("Corporations Act") dealing with mutual recognition of securities offerings between Australia and New Zealand.AustraliaFinance and BankingAddisons
ArticleConvertible notes – the perfect fundraising tool for a sunny climateA convertible note, comparatively rare in Australia, is a loan that converts to equity at some later date or is paid off.AustraliaFinance and BankingMarque Lawyers
ArticleDelay not necessarily the death of your PPS interestCourts in WA and NSW have recently extended the time for PPS interest registration past the prescribed 20 business days.AustraliaFinance and BankingHHG Legal Group