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This is Part II of the series of steps to draft clear, concise and effective Statements of Advice (SOAs) in practice.

If you become aware of a "change in control" of your financial services licensee, you must notify ASIC of these changes.

From 1 July 2016, accountants will no longer be able to rely on the "SMSF recommendation" exemption.

This change could affect which PPS leases you may need to register on the Personal Property Securities Register (PPSR).

So what is the PPSR and how can it help farmers or those operating in agribusiness?

On 12 October 2011, the Government introduced the Personal Property Securities (Registration Commencement) Bill 2011.

The start date for the PPSA has been confirmed.

The Commonwealth Attorney-General has formally determined that the PPSA will come into effect on 30 January 2012.

The Bill aims to significantly reduce the regulatory impact the PPSA is having on short term hire and rental businesses.

Global professional services firm Alvarez & Marsal (A&M) today released fresh insights into Australia's private debt market. Its latest Australian Private Debt Market Review 2025 reveals a robust growth trajectory as assets under management reach A$224 billion - a strong 9% increase from 2024.

With the changes to the economic climate in Australia, the Australian Securities & Investments Commission (ASIC) and the Australian Prudential Regulation Authority (APRA) have been kept very busy.

In an effort to improve accountability, governance and risk culture within the financial services industry,

New IDR reporting requirements satisfy Recommendation 8 of the Ramsay Review into financial services dispute resolution.

The ATO will commence reporting unpaid business tax debts to credit reporting bureaus (CRBs) in certain circumstances.

The Parliamentary Joint Committee on Corporations and Financial Services (Committee) has been inquiring into the wholesale investor test for offers of securities, and the wholesale client test for financial products and services in the Corporations Act 2001.

The recent Federal Court decision in Protectavale Pty Ltd v K2K Pty Ltd [2008] FCA 1248 provides a valuable reminder of the minimum requirements for submitting valid payment claims under the Building and Construction Industry Security of Payment Act 2002.

Bank guarantees are generally drafted unconditionally, so the bank could likely pay the claim out to a former owner.