In the Middle East we are increasingly aware of situations where local practice and the expectations of the international market, or vice versa, do not match up.

We are happy to announce the collaboration between BSA and International Comparative Legal Guides (ICLG) on the ICLG Insurance & Reinsurance Legal Guide for the year 2018.

BSA Ahmad Bin Hezeem & Associates LLP ("BSA") are pleased to support the recent exciting merger of the United Arab Emirates Insurance Authority & Securities & Commodities...

The Central Bank of UAE (CBUAE) has issued Circular 1/2025 on the Representation Offices of Foreign Insurance Companies and Foreign Reinsurance Companies Regulation...

The Middle East currently places much of its capacity through the global reinsurance markets, where much of the risk is ceded out to these markets, according to Mr Simon Isgar,

The Dubai Multi Commodities Centre (DMCC) has issued a circular ("Circular") on 1 July 2025 directing all DMCC-licensed entities engaged in insurance and insurance-related activities...

World Health Organisation (WHO) have officially declared COVID-19 as a pandemic. BSA have already received several instructions regarding coverage advice related to matters arising from the coronavirus

The approach of many insurers, reinsurers and other entities operating in the insurance sector to compliance with anti-money laundering (AML) regulations and rules needs to be readdressed.

Writing and reinsuring business from and within the Kingdom of Saudi Arabia has always presented challenges to the (re)insurance markets, particularly the London markets...

With a number of new regulations issued and others in the pipeline, the UAE insurance regulatory landscape has entered a pivotal new phase.

The Dubai International Financial Centre (DIFC) recorded a 35% rise in gross written premiums (GWPs) in 2024, reaching USD3.5 billion generated by 125 insurance-related entities...

New regulations, including reinsurers, are on the horizon for the UAE's fast-growing insurance market, according to Mr Ibrahim Obaid Al Zaabi, Director General of the UAE Insurance Authority (IA).

In January 2010 the Qatar Financial Centre Regulatory Authority ("QFCRA") issued Consultation Paper 2010/01 ("Paper") inviting comments in relation to possibly allowing general insurers to offer certain short-term life insurance policies in or from the Qatar Financial Centre ("QFC").

The concept of good faith is pervasive in all contracts of insurance and reinsurance in the United Arab Emirates.

Effective as at 1st October 2018 (today!), the Insurance Distribution Directive ((EU) 2016/97) (IDD) [1], (Insurance Distribution Directive (IDD)) and its statutory provisions will apply to all EU...

Reinsurance arrangements in the Middle East often involve cross-border transactions, with the cedant based locally, and the reinsurer located in one of the traditional reinsurance centres of London, Munich, Zurich or Paris.

BSA are often instructed by the London market for coverage advice pending disputes between cedant and reinsurers. Many of those treaty terms will be governed...

Handling disputes in a foreign jurisdiction can prove to be a challenge and more so in a unique jurisdiction like the UAE, which boasts different sets of laws for onshore and offshore (freezone) companies.

Insurance distribution in the Middle East has taken traditional form over the years, either through insurance brokerages or on a direct basis and to a limited extent through banks and agents.

The UAE Insurance Authority has recently released its Annual Statistical Report for the Insurance Sector in the United Arab Emirates for 2014.