In his latest contribution to Captive Review, Beppe
Sammut delves into the synergy between insurtech and PCCs
in Malta and how this is impacting the future of the insurance
industry on the island.
The insurance industry has witnessed a signifi cant
transformation in recent years, driven by advances in technology
and innovative business models. One of the key developments in this
sector is the emergence of insurtech companies, which leverage
technology to enhance the effi - ciency and effectiveness of
insurance operations. Malta, a European island nation with an
established, yet still growing, reputation in the fi nancial
services industry, has embraced this trend. In addition to the fl
ourishing insurtech ecosystem, Malta is also a pioneer in the
establishment of protected cell companies (PCCs) in Europe, a
unique legal structure that offers many benefi ts to the insurance
sector
