ARTICLE · 22 MAY 2025

The Future Of Consumer Credit In Jersey

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The Government of Jersey is set to introduce new legislation to regulate lending and establish a consumer credit regime in Jersey and will, in due course, consult on related secondary legislation.

JerseyConsumer Protection

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The Government of Jersey is set to introduce new legislation to regulate lending and establish a consumer credit regime in Jersey and will, in due course, consult on related secondary legislation.

Currently, lending in Jersey is only regulated for AML/CFT/CPF purposes. The Government of Jersey is introducing a regime that aims to further protect the Jersey's reputation as a well-regulated international finance centre, providing borrowers in Jersey with the standard of protections offered in other jurisdictions whilst ensuring the controls introduced are proportionate and do not have unintended adverse consequences, such as reducing access to credit or causing an excessive regulatory burden to be placed on lenders.

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