Road Traffic Accident And Compensation For Third-party Passengers

Updates for third-party passengers: possibility of cumulative claims against multiple insurers. Here is how it works in Italy, including for foreign citizens.

The Court of Cassation, with order no. 24840 of 9 September 2025, clarified that, in matters of road traffic accident compensation, a third-party passenger may file claims for compensation against multiple insurers simultaneously.

This is possible if other vehicles, in addition to the one carrying the "injured" passenger, were involved in the accident, regardless of the determination of liability of the drivers involved.

The direct action of the third-party passenger against the insurer of the carrier does not prevent him from also seeking compensation from the insurer of the liable party.