The New Rules For Auto Insurance

Legislative Decree 184/2023 has introduced significant changes to the Private Insurance Code and the Highway Code, implementing Directive 2021/2118 of the European Parliament concerning Auto Liability Insurance (RC Auto).

Additionally, it has simplified the recognition of risk certificates between insurers from different Member States, ensuring equal treatment for insured individuals of different nationalities.

The main changes introduced by this provision include mandatory insurance, policy suspension, and insurance for light electric vehicles (e-bikes, scooters, electric microcars, etc.). However, the decree covers more than just these aspects:

1. The definition of "vehicle" and "use of the vehicle" for insurance purposes has been rewritten.