ARTICLE · 09 AUGUST 2024

La Prescrizione Dei Buoni Fruttiferi Postali

Studio Previti Associazione Professionale

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Con la Decisione N. 6196 del 24 maggio 2024 il Collegio di Coordinamento dell'Arbitro Bancario Finanziario chiarisce il dies a quo dal quale calcolare i termini prescrizionali per i buoni fruttiferi postali della serie BA.

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Mattia Collalti

Con la Decisione N. 6196 del 24 maggio 2024 il Collegio di Coordinamento dell'Arbitro Bancario Finanziario chiarisce il dies a quo dal quale calcolare i termini prescrizionali per i buoni fruttiferi postali della serie BA.

Il caso trae origine dal ricorso presentato da una cointestataria di un buono della serie BA emesso il 12 ottobre 1998, la quale afferma di essersi recata presso l'ufficio dell'intermediario per incassarlo il 14 dicembre 2022. L'intermediario in tale sede ha rifiutato di liquidare il titolo, rilevandone l'intervenuta prescrizione. La ricorrente, quindi, ha presentato un reclamo all'intermediario il 28 dicembre 2022 contestando la prescrizione del buono; il reclamo è stato respinto dall'intermediario con una nota del 5 gennaio 2023.

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