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ARTICLE · 24 DECEMBER 2014

Debitori Ipotecari In Default

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L'EBA (European Banking Authority) ha posto in pubblica consultazione le linee guida per il trattamento dei debitori ipotecari in default e le azioni esecutive verso gli stessi (arrears and foreclosure) ai sensi della Direttiva sul Credito Ipotecario (Mortgage Credit Directive o MCD).

ItalyFinance and Banking
Andrea Luciano
Andrea Luciano
Mirko Lacchini
Mirko Lacchini
David Guin
David Guin
Harvey Knight
Harvey Knight
Gerallt Owen
Gerallt Owen
Denis Petkovic
Denis Petkovic
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L'EBA (European Banking Authority) ha posto in pubblica consultazione le linee guida per il trattamento dei debitori ipotecari in default e le azioni esecutive verso gli stessi (arrears and foreclosure) ai sensi della Direttiva sul Credito Ipotecario (Mortgage Credit Directive o MCD). Partendo dalla constatazione che le azioni esecutive hanno un forte impatto sui consumatori e sul mercato, le linee guida indicano procedure e soluzioni per cercare di risolvere qualsivoglia difficoltà legata ai pagamenti prima di iniziare le relative azioni esecutive. Inoltre, si stabilisce che le indicazioni di cui alle linee guida siano sviluppate e applicate in modo omogeneo in ambito UE.

Il termine per la presentazione di commenti o proposte è il 12 febbraio 2015.

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