The Israeli non-life Insurance Market uses an additional
document to the Insurance Policy issued to the Insured. This
document is called Insurance Policy Confirmation (hereinafter:
I.P.C.) which is issued at the request of the Insured. The I.P.C.
is usually requested by Third Parties which enter into commercial
contract with the Insured. For instance: a landowner requires an
I.P.C. from its tenant. The entrepreneur of a
project requires an I.P.C. from the various contractors and
subcontractors.
The question of the correlation between I.P.C. and the
Policy issued to the Insured was hardly tested in
Court.
In a recent precedent, the Supreme Court determines that
such I.P.C. should be examined as an inherent part of the Policy
extending the coverage afforded by a separate
document.
