Cashless payments by smartphone are becoming more and more
popular. The phase in which credit card payments have become
commonplace in Germany has taken considerably longer than in other
EU Member States such as the Scandinavian countries. Today,
however, the young generation of smartphone users is well
open to this option, as to payment with digital currencies. The EU
in Brussels has now taken up this issue as well to make cashless
payments safer in the future.
EU justice ministers intend to implement rules that will make
payments by smartphones, credit cards, and digital currencies more
secure. On March 9, 2018 in Brussels, they agreed on a joint
position on a proposal by the EU Commission to take stronger action
against fraud in cashless payments. Accordingly, responsibility for
cross-border fraud will be clarified, and the definition of
individual criminal offenses in the EU Member States will be
harmonized in the future. "Fraud with credit cards and by
online
