The 2009 Motor Insurance Directive is paramount for
materialising the fundamental right of freedom of movement for
European citizens across the EU.
The said Directive is a further step to consolidate the market
in the motor insurance sector, while promoting the protection of
both policyholders and victims of road traffic accidents. The
Commission's amendment proposals address key issues of cover in
case of insolvency of an insurer, and minimum cover inconsistency.
Moreover, EU Parliament's and Council's input strengthens
deployment of claim history statements in calculating premiums, and
insurance checks on non-domestic vehicles while preserving rights
and freedoms. All of the aforementioned proposals on scope manage
to integrate important case law, while the individual selection
will depend on public policy and alternative
cover.
