ARTICLE · 27 NOVEMBER 2019

The 5AMLD: What Changes To Expect

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The fight against money laundering and terrorist financing in the EU financial market has spurred on the drafting of the fifth Anti-Money Laundering directive ...

European UnionGovernment, Public Sector

Daniela Gaffarena

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The fight against money laundering and terrorist financing in the EU financial market has spurred on the drafting of the fifth Anti-Money Laundering directive ("5AMLD")¹ to eradicate the risk of having a repeat of such scandals and leaks in the future. The 5AMLD will reinforce what the fourth Anti-Money Laundering Directive ("4AMLD")² had achieved, and will serve to ensure increased transparency, public scrutiny and accountability.

What changes will the 5AMLD introduce?

Changes introduced by the 5AMLD should include:

Widened scope of AML/CFT regime

The 5AMLD has substantially increased the number of entities which must comply with anti-money laundering/combating the financing of terrorism ("AML/CFT") legislation. The obliged entities now include:

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