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ARTICLE · 21 DECEMBER 2016

Cycling Accidents Without Insurance, Who Pays?

Have you ever been sitting in your vehicle during a traffic jam, bumper to bumper, with no way to escape the street-turned-parking lot?

CanadaTransport

Have you ever been sitting in your vehicle during a traffic jam, bumper to bumper, with no way to escape the street-turned-parking lot? If so, you probably looked on with envy as cyclists passed you by. You may have even joined the ranks of cyclists yourself!

Recognizing that this increasingly popular form of transportation is environmentally friendly, a great way to exercise, and something that helps limit the growth of car traffic, many cities have installed bike lanes and other cycling infrastructure to make it easier and safer to ride.

Even with these developments, cyclists are not immune from collisions with vehicles, pedestrians and other cyclists. If you are involved in an accident while on your bicycle that results in property damage or injuries to you or another person, what happens when you need to draw upon insurance?

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