Have you ever been sitting in your vehicle during a traffic jam,
bumper to bumper, with no way to escape the street-turned-parking
lot? If so, you probably looked on with envy as cyclists passed you
by. You may have even joined the ranks of cyclists yourself!
Recognizing that this increasingly popular form of
transportation is environmentally friendly, a great way to
exercise, and something that helps limit the growth of car traffic,
many cities have installed bike lanes and other cycling
infrastructure to make it easier and safer to ride.
Even with these developments, cyclists are not immune from
collisions with vehicles, pedestrians and other cyclists. If you
are involved in an accident while on your bicycle that results in
property damage or injuries to you or another person, what happens
when you need to draw upon insurance?