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ARTICLE · 15 OCTOBER 2020

A Skateboard Is Vehicle? What The…That's A Total Wipeout

McLeish Orlando LLP
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Imagine the scenario: There you are doing kick-flips and other "fresh" tricks on your new 2020 Powell Peralta (it's a skateboard), when a thought suddenly crosses your mind, "Am I insured if one of my rad moves goes horribly wrong"?

CanadaTransport
Joseph A. Cescon
Joseph A. Cescon
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Imagine the scenario: There you are doing kick-flips and other "fresh" tricks on your new 2020 Powell Peralta (it's a skateboard), when a thought suddenly crosses your mind, "Am I insured if one of my rad moves goes horribly wrong"? "I don't need a license to operate this thing, do I need insurance"?

The answer is enough to make you rethink dropping in for your next lipslide, list that brand new board on Kijiji, and head home to the safety of your favorite skate video game instead. It seems absurd but believe it or not, if you're a skater who doesn't have access to auto insurance, its time to pick up the phone and see if your broker will ensure your skateboard, because in some jurisdictions your skateboard is a "vehicle", and you'll be treated as if you were driving a car instead of riding your board. We know, that's decidedly gnarly, in the worst way. What's that? You're a laidback longboarder and think you have nothing to worry about? Think again dude, read on.

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