Imagine the scenario: There you are doing kick-flips and other
"fresh" tricks on your new 2020 Powell Peralta (it's
a skateboard), when a thought suddenly crosses your mind, "Am
I insured if one of my rad moves goes horribly wrong"? "I
don't need a license to operate this thing, do I need
insurance"?
The answer is enough to make you rethink dropping in for your
next lipslide, list that brand new board on Kijiji, and head home
to the safety of your favorite skate video game instead. It seems
absurd but believe it or not, if you're a skater who
doesn't have access to auto insurance, its time to pick up the
phone and see if your broker will ensure your skateboard, because
in some jurisdictions your skateboard is a "vehicle", and
you'll be treated as if you were driving a car instead of
riding your board. We know, that's decidedly gnarly, in the
worst way. What's that? You're a laidback longboarder and
think you have nothing to worry about? Think again dude, read
on.
