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ARTICLE · 03 JANUARY 2020

Consent Unnecessary To Disclose Credit File To Statistics Canada

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Despite the complaint ultimately being deemed unfounded, a recent investigation by the Office of the Privacy Commissioner (the "OPC")

CanadaPrivacy

Despite the complaint ultimately being deemed unfounded, a recent investigation by the Office of the Privacy Commissioner (the “OPC”) highlights the need to proceed with caution when asked to disclose personal information to a government institution.1

The Complaint

The complainant was a consumer whose personal information (including credit history) was in the possession of Trans Union of Canada, Inc. (“TransUnion”).

After requesting his credit information from TransUnion, the complainant discovered that Statistics Canada had made two inquiries to TransUnion about his file.

Shortly after Statistics Canada’s first inquiry, the complainant received debt collection phone calls regarding unpaid student loans.  The complainant also alleged that his parents received phone calls from the government about his student debt, and that his parents’ phone numbers were included in TransUnion’s file.

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The foregoing provides only an overview and does not constitute legal advice. Readers are cautioned against making any decisions based on this material alone. Rather, specific legal advice should be obtained.

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