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ARTICLE · 28 DECEMBER 2022

When A Fatal Car Crash Occurs, What Kind Of Support Is Available?

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To the spouse and dependents of a person killed in a car crash, the loss of their loved one is an overwhelming hardship — one that can hardly be imagined unless you've lived through it.

CanadaInsurance
Mariana Toledo
Mariana Toledo
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To the spouse and dependents of a person killed in a car crash, the loss of their loved one is an overwhelming hardship - one that can hardly be imagined unless you've lived through it. While money is not a balm for emotional pain or grief, it does help to know what kind of financial support is available when a tragedy like this occurs.

The mandatory Statutory Accident Benefits of a motor vehicle insurance policy may assist with:

  • Funeral costs - up to $6,000.
    • If optional benefits were purchased, up to $8,000.
  • Spousal Death Benefit - up to $25,000.
    • If optional Statutory Accident Benefits were purchased, up to $50,000.
  • Dependent Death Benefit - up to $10,000 to each dependent. However, if no spousal death benefit is required, an additional $25,000 may be distributed equally among the dependents of the deceased.
    • If optional Statutory Accident Benefits were purchased, up to $20,000 to each dependent.

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The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.

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