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ARTICLE · 15 FEBRUARY 2016

Membership Has Its Privileges: Expanding Priority - Are Car-Share Insurers Sharing More Than They Thought?

Miller Thomson
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According to recent statistics, as of November 2014, the largest car-share networks across North America and Europe include Zipcar with 767,000 members and 11,000 vehicles, and Car2Go with 900,000 members and 12,000 cars.

CanadaInsurance
Helen Friedman
Helen Friedman
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The car-share model is coming of age in many urban centres. The attractions of the car-share concept include reduced urban traffic congestion, generational mind shifts about car ownership, increasing costs of personal vehicle ownership and environmental sustainability.

According to recent statistics, as of November 2014, the largest car-share networks across North America and Europe include Zipcar with 767,000 members and 11,000 vehicles, and Car2Go with 900,000 members and 12,000 cars.

Car-share enterprises are not only commercial, they can be built on cooperative or non-profit models. Car-share programs generally have similar features including a check of past driving records and a monthly or annual fee to become a member in the car-share. Once accepted for membership in a car-share, access to vehicles is facilitated by a reservation system, generally online or by phone or mobile device. Reservations are generally required at least 24 hours in advance. Once a

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