The effectiveness of the garnishee Order
As a Creditor, once you have obtained Judgment against a debtor,
there are a number of ways with which you can enforce the payment
of that Judgment. One of them is the garnishee Order.
A garnishee Order allows you to bypass the Judgment Debtor
("JD") – especially when the JD is recalcitrant
- and recover the amount directly from a third party who owes money
to the JD, or who holds money on the JD's behalf.
There are two types of garnishee Order – one being a
garnishee of salary or wages, and the other being a garnishee of
debts.
By the garnishee Order the Court orders the third party, which
is usually:
- the JD's bank,
- the JD's employer, or
