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ARTICLE · 13 APRIL 2020

COVID-19 implications for business interruption insurance and litigation

Considerations for insurers and insureds in responding to notifications, claims and policy issues emerging from COVID-19.

AustraliaCoronavirus (COVID-19)

In brief - Considerations for insurers and insureds in responding to all notifications, claims and policy issues that emerge as the rapid response to coronavirus continues

The number of cases of COVID-19 worldwide recently surpassed 750,000 and is not predicted to tail off for some time.

Australia is not alone and increasingly restrictive social distancing measures are being regularly introduced, including limits on the total number of people allowed at public gatherings and a "1 person per 4 square metre rule" for indoor gatherings (including in all shops and businesses that are not subject to mandatory closures).

Policies around self-isolation, suspension of non-essential services and social distancing are having profound impacts on businesses across Australia. Last week saw a line of people longer than 1 km form outside of a suburban branch of the government agency responsible for unemployment benefits until it was dispersed by the police.

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The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.

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