BMKP Law

Terra Klinck is a leading pension and benefits lawyer with over 25 years of experience. She is the Managing Partner of BMKP Law LLP, a pension, benefits, and executive compensation law boutique. Terra advises provincially and federally regulated employers and plan administrators on matters relating to defined benefit and defined contribution arrangements and supplementary pension plans. Her expertise includes governance, fiduciary responsibilities, regulatory compliance, plan administration, funding requirements, pension fund investment, and surplus utilization strategies.

Terra has a wealth of experience advising private sector employers on the restructuring of legacy defined benefit pension arrangements, including investment restructuring, de-risking initiatives (such as annuity transactions), plan mergers, and wind-ups. She also has extensive experience advising on pension and benefit matters in the context of corporate transactions, including mergers and acquisitions, insolvencies, and restructurings.

Terra has received the Lexpert Zenith Award for mid‑career excellence and was recognized as an Elite Woman by Benefits and Pensions Monitor in 2025. She has also been recognized by Chambers and Partners, Best Lawyers, and the Lexology Index.