Herbert Smith Freehills Kramer LLP

Securitization and structured finance, Capital markets, Financial services regulatory, Regulatory change, Transactions regulatory support

Partner, London

Joy is a partner in the securitisation team in London.

Joy focuses on securitisation and structured finance. She is an experienced advisor for businesses structuring and investing in public and private securitisation transactions, portfolio acquisitions and forward flow transactions, in the UK, Europe and worldwide. Joy works with investment and retail banks, credit and private equity firms, lending and financial services businesses, and corporate borrowers. Joy also advises on product and capital regulation.