Herbert Smith Freehills Kramer LLP

Insurance & Professional Risks

Partner and global practice area lead for Insurance Disputes.

Sarah advises clients on the biggest and most complex insurance matters with a focus on construction, business interruption, credit and political risk, and warranty and indemnity insurance claims. She is also well known for her work advising professionals on negligence claims arising from these practice areas.

Sarah was one of the lead partners in the successful test case brought by the FCA and decided in the Supreme Court in 2021 concerning COVID-19 business interruption claims. She continues to assist clients with all types of claims arising from the pandemic. Many of her construction cases are technically complex, and she routinely advises on claims concerning the range of DE and LEG clauses in construction policies. She has also acted in many claims related to political risk, such as expropriation and selective discrimination, and advises on claims and wordings for credit risk policies. Warranty and indemnity insurance claims and tax liability claims also form an increasing part of her practice, and she has significant experience working on M&A matters.

She also has experience with D&O (including class actions), public liability, professional liability, and property policies. Clients also seek her advice on non-contentious aspects of insurance, including risk allocation under contracts, M&A insurance matters, and policy wordings.

Prior to joining the firm in 2005, Sarah practised as a barrister at Crown Office Chambers from 1999 to 2005. She has appeared in a range of tribunals including the QBD, TCC, and Court of Appeal and retains full rights of audience. She is also an experienced mediation advocate.