Accura Advokatpartnerselskab‘s ‘very knowledgeable‘ team advises on both contentious and non-contentious matters concerning professional indemnity issues, product liability claims and project insurance. The practice assists a number of notable clients, including Allianz Insurance, AXA Insurance, AP Pension and Sony. Practice head Jacob Møller Dirksen ‘knows his stuff‘ when it comes to representing domestic and global insurers in insurance disputes. ‘Diligent and fail-safe lawyer‘ Daniel Haue Jakobsson is particularly focused on disputes and arbitration proceedings.
Insurance in Denmark
Accura Advokatpartnerselskab
Practice head(s):
Jacob Møller Dirksen
Other key lawyers:
Daniel Haue Jakobsson
Testimonials
‘Jacob Møller Dirksen is very good at insurance, and focuses on getting a satisfactory result. He knows his stuff. Jacob has a deep knowledge of insurance law and is a skilled insurance dispute lawyer. He knows how to prove his case and win.’
‘Very knowledgeable, approachable team which has an extremely good reputation.’
‘Jacob Møller Dirksen has created a remarkable market presence around himself and his team over the past 10 years. He remains very active with a growing portfolio of both domestic and international insurance clients.’
‘Daniel Haue Jakobsson is a diligent and fail-safe lawyer.’
Key clients
Swiss Re Insurance
Allianz Insurance
Alm. Brand Insurance
PFA
Zurich Insurance
Codan Insurance
Chubb Insurance
RiskPoint A/S
Crawford & Company
AXA Insurance
AP Pension
HDI Specialty SE
SONY
MSIG Insurance Europe AG
Work highlights
- Representing Codan and its insured, a Danish law firm, in a matter concerning professional liability.
- Representing a large real estate investment and administration company in a complex DKK100m+ prospectus liability case regarding a failed multi-million investment in Germany.
- Advised Alm. Brand on its acquisition of the Danish business of Codan from the Tryg and Intact Groups for DKK12.6bn.
Bech-Bruun
Bech-Bruun houses a team of insurance specialists who handle all risk, D&O, marine, and life insurance mandates, and often represents agricultural company owners in product liability disputes and insurance coverage matters. Practice head Anne Buhl Bjelke is a regulatory and corporate insurance specialist, who advises international insurance companies on passporting and distribution issues. The ‘dutiful, thorough and business minded‘ Camilla Søgaard Hudson primarily advises on maritime business insurance and disputes. The firm merged with litigation boutique Lundsgaard & Partnere in early 2023, adding the expertise of professional liability expert Søren Lundsgaard to its ranks.
Practice head(s):
Anne Buhl Bjelke
Other key lawyers:
Camilla Søbjerg Hudson; Mogens Gaarden; Søren Lundsgaard; Arianna Svardal-Stelmer
Testimonials
‘Camilla Søbjerg Hudson is dutiful, thorough and business minded.’
‘Arianna Svardal-Stelmer. Incredibly skilled in insurance and tort law.’
‘Søren Lundsgaard is calm, measured, and practical. Highly responsive to requests and helpful.’
Key clients
American International Group (AIG)
Amager Ressource Center I/S (ARC)
ATP
Atradius
Betri
City of Aarhus
Codan
CNA Insurance
Danica
Danske Bank
Enstar EU limited
FM Insurance
GARD
Gjensidige Forsikring
HDI-Gerling Verzekeringen N.V.
Howden Insurance Brokers AB (part of Hyperion Group)
JT3 Klima A/S
Live Nation
Lloyd’s
Marsh
Protector Forsikring
QBE Insurance
Santander Insurance/Santander Life Insurance
SKULD
Swedish Club
Topdanmark Forsikring
Tryg Forsikring
Tryggingamiðstöðin hf
UK Defence Club
Vejdirektoratet
Velliv (previously Nordea Liv og Pension)
Work highlights
- Represented Danica Pension in a litigation filed by one of Danica Pension’s business customers, an employer, regarding a large company pension scheme concerning more than 1,000 employees. The litigation concerns the employer’s termination of the contract with Danica Pension.
- Representing six owners of agricultural companies with large scale pig productions in a lawsuit against the largest producer of boar semen for artificial insemination in Europe. The lawsuit is a product liability dispute arising out of deliveries of virus infected boar semen which resulted in substantial damages.
- Advising Norwegian insurance company Gjensidige, covering all major areas of the insurance company’s claims and dispute resolution as well as corporate and regulatory matters.
DLA Piper Denmark
DLA Piper Denmark‘s ‘very skilled team‘ primarily advises on W&I insurance, in addition to underwriting issues across numerous jurisdictions, including the US, Hong Kong and Argentina. Georg Lett, Anders Tengvad and Pernille Sølling jointly lead the practice. Lett provides advice of ‘the highest standard‘ on insurance arbitration and litigation; Tengvad advises insurance companies on crime, product, and liability insurance matters; and life insurance specialist Sølling assists pension providers with contractual and regulatory issues. Jacob Thomsen was promoted to partner in January 2022.
Practice head(s):
Georg Lett; Anders Tengvad; Pernille Sølling
Other key lawyers:
Jacob Thomsen
Testimonials
‘The team is experienced in insurance law. They are service minded and competent at a very high level with many years of experience.’
‘They know what insurance companies are requiring and asking for.’
‘Georg Lett is of the highest standard.’
‘They have unique qualifications and dedication – pleasant to work with. They are a very skilled team with skilled partners.’
Key clients
Sampension
Danica Pension
Garantifonden
AP Pension
Risk Point A/S
Euclid Transactional
Chubb
AXA XL
AIG
PFA
ATP
Work highlights
- Advised Garantifonden on the settlement of a claim for reinsurance policies written by Barbican in favour of Gable with a Danish insurance agent called Husejernes Forsikringsagentur as cover holder and Howden as an insurance mediator.
- Representing AP Pension in a group of individual cases concerning whether the requisite level of information was provided during a transition from a guaranteed pension to a market rate of interest on a pension scheme portfolio.
Gorrissen Federspiel
Henriette Gernaa and Morten Nybom Bethe jointly lead the insurance and reinsurance team at Gorrissen Federspiel. Gernaa heads up the contentious side of the practice, and acts for domestic pharmaceuticals and logistics companies before the Supreme Court, and in arbitration proceedings, while Bethe leads the non-contentious side of the practice and is ‘second to none‘ in assisting financial institutions with the regulatory aspects of insurance matters, including mergers between insurance companies. Commended for its ‘thorough knowledge’ and ‘deep experience’, the team advises a varied client roster of reinsurers, brokers, maritime insurers and ship owners on product liability and recall work, workers’ compensation issues, and other compensation claims.
Practice head(s):
Henriette Gernaa; Morten Nybom Bethe
Other key lawyers:
Peter Appel; Jacob Skude Rasmussen; Lotte Eskesen; Kenneth Hvelplund Pedersen; Line Gritt Boel Jensen; Søren Henriksen
Testimonials
‘The firm has a long-standing relation with and deep experience and insights into insurance and the operation of regulated insurance activities.’
‘The team has thorough knowledge and is well connected with stakeholders in the industry.’
‘Peter Appel is very experienced and skilled in litigation and insurance.’
‘Morten Bethe is second to none, when it comes to reliable and pragmatic advice on insurance regulation and dealings with the Danish regulator.’
‘My experience with the team is that they are proactive and resolve legal issues and very good at anticipating opponents next move and/or reasons for their behaviour.’
‘Søren Henriksen is extremely skilled in insurance and understands the legal complexities of working cases with touch points to multiple jurisdictions. He has an exceptionally good sense of guiding clients through difficult and complex cases.’
‘I have been working intensively with Line Gritt Boel Jensen for a long time. She has a human touch and is always trying to keep it simple with a pragmatic approach.’
Key clients
Intact Financial Corporation
Deloitte Danmark
FSN Capital Partners
BUPA
Uni-Tankers
Scandlines
West of England P&I
Skuld P&I
Standard Club
Havtrygd
AP Møller Maersk A/S
ITIC
Fayard A/S
Work highlights
- Representing Deloitte in proceedings instigated by several of the bankruptcy estates in the (former) OW Bunker group. The case regards auditor liability arising out of the collapse of OW Bunker in a matter worth $360m.
- Advised Ulykkesforsikringsforbundet for Dansk Søfart and Assuranceforeningen Skuld in a case concerning the set-off between compensation for industrial injuries when awarded in accordance with both Danish and foreign (Philippine) law.
- Represented Polar Seafood Greenland A/S in a dispute against Greenlandic authorities in relation to the high-profile sinking of the large fishing trawler Polar Aassik in the environmentally fragile and protected waters of the Disko Bay at the Greenlandic West coast.
Kennedys
The ‘excellent’ team at Kennedys, which is known for its specialism in insurance and reinsurance disputes, handles coverage and defence work. Promoted to partner in May 2022, Heidi Bloch is a litigation specialist who uses her ‘extraordinary eye for detail‘ to advise on financial lines disputes, and senior associate Thomas Arleth represents insurers and domestic labour organisations before the High Court and Supreme Court. Former group head Morten Christensen departed to establish his own firm in 2024.
Other key lawyers:
Heidi Bloch; Thomas Arleth; Noura Sultan; Janus Krarup
Testimonials
‘Team has an international network. All lawyers provide good service, they are reliable and consistent, no surprises. They are an excellent team.’
‘The market knowledge, collaboration skills, and work ethic of the Kennedys team is second to none. Their problem solving abilities are excellent. I would highly recommend Kennedys in the region for their local knowledge and collaborative style.’
‘Heidi Bloch has an extraordinary eye for detail, and coupled with her engaging style, makes her hugely talented professional.’
Plesner
Plesner‘s insurance and pension law practice has ‘great knowledge‘ in assisting blue-chip companies with insurance for loss of earning capacity, technical engineer liability mandates, and commercial liability issues. Praised for his ‘unique professional skills‘, Torben Bondrop leads the team with his experience in advising on consultants’ liability, D&O liability, and general commercial liability, often appearing before the Supreme Court. The ‘exceptionally good‘ Charlotte Hasseriis Iversen has notable expertise in advising domestic and overseas insurance and pension corporates on regulatory issues, business formations and portfolio transfers.
Testimonials
‘The team has the best possible skills. The team members always act competently, matter-of-factly and politely towards everyone, both clients and counterparties.’
‘Torben Bondrop and Charlotte Hasseriis Iversen have unique professional skills and human qualities. You can always be sure that both the case and the people involved will be treated correctly.’
‘Highest quality but still approachable and easy to talk to. The team is effective, knowledgeable and inclusive. Charlotte Hasseriis Iversen is exceptionally good and easy to work with.’
‘Very professional and the collaboration works perfectly. Great knowledge in the field and always able to quickly give advice and guidance.’
‘They have great knowledge in the field and specifically about the products we deal with. Always well prepared and really good at sharing knowledge.’
‘Skilled at keeping a leash on matters and providing commercial legal advice, they are professionally skilled and good at seeing all pitfalls.’
Key clients
Codan
Tryg
Danica Pension
PFA Pension
PenSam
LB Forsikring
AXA XL
Barbican Reinsurance
Swiss Re
BNP Paribas Cardif
AP Pension
Alm. Brand Forsikring
AnaCap Financial Partners
Dental Accident Appeal Agency
Gjensidige Forsikring
Work highlights
- Advised Tryg A/S on its acquisition together with Canadian Intact of British RSA for a total consideration of DKK60bn and the subsequent split of RSA’s Danish subsidiary, Codan Forsikring.
- Advised PFA Pension and Danica Pension on a large number of disability insurance claims, where there is a suspicion of fraud.
- Advising Topdanmark and its policyholder HME A/S on a High Court case and an arbitration case concerning large subrogation claims from Zürich Insurance, Codan (RSA) and Tryg Insurance based on a very large fire in a Danish public institution by the name of Experimentariet, also damaging several adjacent buildings.
ARK Advokatpartnerselskab
Dispute resolution and litigation boutique ARK Advokatpartnerselskab utilises its ‘deep knowledge‘ to advise public authorities, financial institutions and insurance brokers on the full range of insurance mandates. Managing partner Jesper Ravn assists clients with insurance fraud, crime and cyber insurance, and compliance issues, and represents domestic and international insurers in injury claims, while Allan Kvist-Kristensen advises domestic and international issuers on all matters relating to product liability, coverage and warranty insurance. Thomas Dall Jensen ‘stands out‘ in handling matters relating to professional indemnity claims brought against architects, board members and real estate agents.
Practice head(s):
Jesper Ravn; Allan Kvist-Kristensen; Thomas Dall Jensen
Other key lawyers:
Laura Kragh
Testimonials
‘Deep knowledge of the insurance industry. Good at sharing info with the clients. Good at seeing it from client point of view and make sure we don’t end in an unresolvable conflict.’
‘Jesper Ravn and Thomas Dall Jensen provide good results.’
‘Unique knowledge about public and product liability with good service.’
Key clients
Topdanmark Forsikring
Tryg Forsikring / Alka Forsikring
Velliv, Pension & Livsforsikring
AIG
AXA XL
Protector Forsikring
QBE
HDI
Gjensidige Forsikring
Købstædernes Forsikring
Topdanmark Forsikring
Tryg Forsikring / Alka Forsikring
RiskPoint
Alm. Brand Group (Alm. Brand/ Codan Forsikring)
Concordia Forsikring / Himmerland Forsikring
Work highlights
- Representing German insurer, Württembergischer Versicherung in an ongoing matter regarding insurance coverage for damages occurred during an alleged theft of a yacht.
- Representing Gjensidige Forsikring in a Supreme Court case regarding the interpretation of art. 3 in the Motor Insurance Directive and the interpretation of the Vnuk-ruling by the ECJ under Danish Law.
- Representing Tryg Forsikring in a DKK600m possible recourse matter arising out of a fire in Belgium.
Horten
Horten‘s team, known for its varied expertise in warranty and indemnity insurance, construction liability issues, and commercial insurance disputes, enables it to advise a diverse client base of domestic insurers and brokers. Practice head Christina Steen is a specialist in D&O liability claims, coverage issues and professional liability disputes, and often acts for auditors, executive officers and engineers with the support of attorney Ninna Thalund.
Practice head(s):
Christina Steen
Other key lawyers:
Ninna Thalund
Key clients
Zurich Insurance
AIG
Allianz Insurance
Allianz
CNA Hardy
QBE Insurance
HDI
Chubb
Codan
The Appeals Board of the Patient Compensation Association
Greenval Insurance
Anticimex
Covea Insurance
RSA Insurance
Sedgwick Leif Hansen
Assicurazioni Generali S.p.a
Hedvig
Work highlights
- Advising a former board member of a Danish company on a part of the so-called “beneficial owner” group of cases.
- Advising various national and international insurance companies regarding Danish legal and regulatory requirements for insurance activities in Denmark (IDD-rules).
- Advising QBE Insurance on various matters relating to professional liability and D&O liability issues.
Kromann Reumert
Kromann Reumert houses a broad insurance practice which advises on M&A matters, portfolio transfers, and the establishment of insurance companies. Jakob Rosing and Jens Steen Jensen jointly lead the practice. Jensen regularly assists domestic and overseas pension and insurance companies with financial and insurance regulatory matters, corporate governance work, and shareholder matters, while Rosing handles marine and transport insurance and D&O insurance issues, and provides advice on the drafting of insurance clauses and conditions. Jens Rostock-Jensen uses his commercial expertise to advise on product liability and coverage work.
Practice head(s):
Jakob Rosing; Jens Steen Jensen
Other key lawyers:
Jacob Høeg Madsen; Jens Rostock-Jensen
Key clients
AIG
AIP Management (PKA)
Akademikerpension
Alm. Brand
AmTrust Europe
Arch Re Accident & Health
ATP Pension
Chubb Insurance Company of Europe
CNP assurances
Danica Pension
Echelon Insurance
Forsikring&Pension
Frida Forsikringsagentur
Gjensidige Forsikring
Global Dental Insurance
If Forsikring
Industriens Pension
P+
Købstædernes Forsikring
LD Pension
Letpension
Lokal Forsikring
Norli Pension Livsforsikring
PensionDanmark
PFA Pension
PKA
Sampension
Swiss Re
Tryg Forsikring
Topdanmark
Velliv, Pension & Livsforsikring
XL Insurance
Zürich
Royal and Sun Alliance (RSA Group)
Dahlberg Assurance Agentur A/S
CNA Hardy
Lockton Companies LLP
Work highlights
- Advised Topdanmark A/S in connection with the sale of its life insurance business.
- Representing the Norwegian Non-life Insurance Guarantee Scheme in a Supreme Court case brought against the Danish Guarantee Fund for Non-Life Insurers regarding the latter’s obligation to cover advance payments made by the Norwegian Non-life Insurance Guarantee Scheme for insurance claims insured with Alpha Insurance A/S, Norwegian Branch.
- Represented British American Tobacco before the Supreme Court in a case about direct claims against the tortfeasor’s liability underwriters.
Nielsen Nørager
Nielsen Nørager houses a broad insurance team, which handles both non-contentious and contentious matters involving regulatory elements, and issues relating to the amendment and drafting of insurance contracts and conditions. Michael S. Wiisbye acts for numerous domestic and international insurance companies before administrative tribunals; and Jan Presfeldt has broad expertise in litigation concerning national suppliers and product liability claims, often appearing before the Building and Construction Arbitration Board and the Supreme Court. Michael Kjær Lauritsen frequently handles professional liability insurance disputes concerning architects, executive officers and auditors.
Practice head(s):
Michael S. Wiisbye; Jan Presfeldt; Michael Kjær Lauritsen
Key clients
If P&C Insurance
HDI Specialty
HDI Global
ALKA Insurance
Alm Brand Insurance
Codan Insurance
Skuld Marine insurance
TopDanmark
Work highlights
- Represented Danfoss A/S in a dispute with two insurance companies concerning coverage for a world-wide recall of defect valves used in automobiles and many commercial products.
Poul Schmith
Poul Schmith‘s team utilises its ‘strength in depth‘ to advise on the full gamut of insurance matters, including the establishment of insurance companies, acquisitions and outsourcing issues, in addition to handling coverage, building damage insurance, and contractor’s all risk insurance disputes. Inge Houe advises clients in both the public and private sectors on professional liability claims involving insurance fraud, particularly relating to municipal and regional departments. Sigrid Majlund Kjærulff left the team in February 2022 and former practice head Henrik Nedergaard Thomsen departed in late 2022 to Neugebauer Clan.
Other key lawyers:
Inge Houe; Jeanette Løfberg
Testimonials
‘The team appears professional and they always approach work with a positive attitude. All employees appear welcoming and professional. They have great competence in handling complicated insurance cases, and we have very constructive discussions on significant legal issues.’
‘The team are extremely well coordinated and well resourced. It is comprised of strong and experienced lawyers. They have excellent advocates who provide solid legal advice in a very commercial manner.’
‘Jeanette Løfberg is particularly good.’
‘Poul Schmith has strength in depth, with experience and expertise in the insurance sector, they are proactive and knowledgeable.’
‘Competent and understandable, we commend them for their reliability, professionalism, high level of expertise, and credibility.’
‘ Jeanette Løfberg is very easy to work with, clearly very knowledgeable, dedicated and pragmatic.’
Key clients
AIG Europe
AP Pension
Aviva
AXA XL, a division of AXA
Brookfield Underwriting
Canopius Managing Agent Limited
Chubb European Group
CNA Hardy
Codan Forsikring A/S
First Forsikring
Garantifonden for Skadesforsikringsselskaber|(Guarantee Fund for Non-Life Insurers)
Gjensidige
Lloyds Insurance Company
Penni.io
Real Garant Versicherung (by Zurich)
RiskPoint
Sedgwick Leif Hansen
Sedgwick in Ireland
The Travelers Indemnity Company
Topdanmark Forsikring
Tryg Forsikring
Bo-Vest
Dagrofa
DSB|(Danish State Railways)
Force Technology
Danish Technical University
University of Copenhagen
University of Southern Denmark
Municipality of Ballerup
Municipality of Frederiksberg
Municipality of Federikssund
Municipality of Hillerød
Municipality of Mariagerfjord
Municipality of Norddjurs
Municipality of Ringsted
Municipality of Slagelse
Ankenævnet for Patienterstatningen (Patient Complaints Board)
Ankestyrelsen (Social Appeals Board)
Arbejdsmarkedets Erhvervssikring (Labour Market Insurance)
Banedanmark (Rail Net Denmark)
Bygningsstyrelsen (Danish Building and Property Agency)
Civilstyrelsen (Civil Affairs Agency)
Direktoratet for Kriminalforsorgen (The Department for Prison and Probation Service)
Domstolsstyrelsen (Department of Danish Court Administration)
Erstatningsnævnet (Victims’ Compensation Board)
Finanstilsynet (Danish Financial Supervisory Authority)
Forsvarsministeriets Personalestyrelse (The Danish Ministry of Defence Personnel Agency)
Forsvarsministeriets Materiel- og Indkøbsstyrelse (The Danish Ministry of Defence Acquisition and Logistics Organisation)
Nationalmuseet (National Museum of Denmark)
Justitsministeriet (Department of Justice)
Naturstyrelsen (Danish Nature Agency)
Patienterstatningen (Patient Compensation Association)
Politiet (Danish National Police)
Styrelsen for Patientklager (Danish Agency for Patient Complaints)
Work highlights
- Representing US-based Travelers in a high-value product liability related cross-border recourse claim regarding the failure of ceramic capacitors causing malfunction and recall of a substantial number of vehicles in the US market.
- Representing Norway-based Gjensidige in a high-value highly complex insurance coverage dispute regarding defects related to the high-profile prestige development project, the Carlsberg City District in Copenhagen.
- Representing UK-based Canopius and Belgium-based Lloyd’s Insurance Company in an increasing number of high-value disputes regarding building damage insurance, including coverage disputes brought by the insured against the insurer and recourse claims brought by the insurer against the developer.
NJORD Law Firm
NJORD Law Firm‘s insurance and reinsurance practice advises on cargo insurance claims, business and product liability issues, and the full range of recourse claims. The ‘brilliant‘ Rasmus Paus Torp leads the team with his ‘extensive knowledge‘ and advises a number of insurance brokers, companies and agents, in addition to acting for foreign and domestic companies in claims and commercial disputes. Karsten Gudmand-Høyer primarily assists with cases concerning consultant’s liability, most often involving accountants, real estate agents and lawyers.
Practice head(s):
Rasmus Paus Torp
Other key lawyers:
Karsten Gudmand-Høyer; Ulla Fabricius
Testimonials
‘Rasmus Paus Torp has a great deal of professional knowledge. He is always well prepared. Rasmus is a brilliant attorney with extensive knowledge who time and time again has managed to achieve great results through his great litigation and negotiation skills.’
‘Besides being a brilliant attorney, Rasmus Paus Torp cares and really makes you as a client feel heard, seen and cared for.’
Key clients
Codan Forsikring A/S
Gjensidige Forsikring, dansk filial af Gjensidige Forsikring ASA, Norge
GF Forsikring A/S
HDI Danmark, filial af HDI Global SE, Tyskland
QBE Danmark, filial af QBE Europe SA/NV, Belgien
Tryg Forsikring A/S