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Firms in the Spotlight Insurance

Christensen Law

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ChristensenLaw is a specialized boutique law firm located in Copenhagen, led by Morten Christensen, a highly experienced lawyer with over 30 years of experience working in the insurance industry and for C25 companies. The firm specializes in insurance and tort law, with a specific focus on D&O liability, both defense and coverage, Product Liability, CAR …

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Insurance in Denmark

Accura Advokatpartnerselskab

Accura Advokatpartnerselskab‘s ‘very knowledgeable‘ team advises on both contentious and non-contentious matters concerning professional indemnity issues, product liability claims and project insurance. The practice assists a number of notable clients, including Allianz Insurance, AXA Insurance, AP Pension and Sony. Practice head Jacob Møller Dirksen ‘knows his stuff‘ when it comes to representing domestic and global insurers in insurance disputes. ‘Diligent and fail-safe lawyerDaniel Haue Jakobsson is particularly focused on disputes and arbitration proceedings.

Practice head(s):

Jacob Møller Dirksen


Other key lawyers:

Daniel Haue Jakobsson


Testimonials

‘Jacob Møller Dirksen is very good at insurance, and focuses on getting a satisfactory result. He knows his stuff. Jacob has a deep knowledge of insurance law and is a skilled insurance dispute lawyer. He knows how to prove his case and win.’

‘Very knowledgeable, approachable team which has an extremely good reputation.’

‘Jacob Møller Dirksen has created a remarkable market presence around himself and his team over the past 10 years. He remains very active with a growing portfolio of both domestic and international insurance clients.’

‘Daniel Haue Jakobsson is a diligent and fail-safe lawyer.’

Key clients

Swiss Re Insurance


Allianz Insurance


Alm. Brand Insurance


PFA


Zurich Insurance


Codan Insurance


Chubb Insurance


RiskPoint A/S


Crawford & Company


AXA Insurance


AP Pension


HDI Specialty SE


SONY


MSIG Insurance Europe AG


Work highlights


  • Representing Codan and its insured, a Danish law firm, in a matter concerning professional liability.
  • Representing a large real estate investment and administration company in a complex DKK100m+ prospectus liability case regarding a failed multi-million investment in Germany.
  • Advised Alm. Brand on its acquisition of the Danish business of Codan from the Tryg and Intact Groups for DKK12.6bn.

Bech-Bruun

Bech-Bruun houses a team of insurance specialists who handle all risk, D&O, marine, and life insurance mandates, and often represents agricultural company owners in product liability disputes and insurance coverage matters. Practice head Anne Buhl Bjelke is a regulatory and corporate insurance specialist, who advises international insurance companies on passporting and distribution issues. The ‘dutiful, thorough and business mindedCamilla Søgaard Hudson primarily advises on maritime business insurance and disputes. The firm merged with litigation boutique Lundsgaard & Partnere in early 2023, adding the expertise of professional liability expert Søren Lundsgaard to its ranks.

Practice head(s):

Anne Buhl Bjelke


Other key lawyers:

Camilla Søbjerg Hudson; Mogens Gaarden; Søren Lundsgaard; Arianna Svardal-Stelmer


Testimonials

‘Camilla Søbjerg Hudson is dutiful, thorough and business minded.’

‘Arianna Svardal-Stelmer. Incredibly skilled in insurance and tort law.’

‘Søren Lundsgaard is calm, measured, and practical. Highly responsive to requests and helpful.’

Key clients

American International Group (AIG)


Amager Ressource Center I/S (ARC)


ATP


Atradius


Betri


City of Aarhus


Codan


CNA Insurance


Danica


Danske Bank


Enstar EU limited


FM Insurance


GARD


Gjensidige Forsikring


HDI-Gerling Verzekeringen N.V.


Howden Insurance Brokers AB (part of Hyperion Group)


JT3 Klima A/S


Live Nation


Lloyd’s


Marsh


Protector Forsikring


QBE Insurance


Santander Insurance/Santander Life Insurance


SKULD


Swedish Club


Topdanmark Forsikring


Tryg Forsikring


Tryggingamiðstöðin hf


UK Defence Club


Vejdirektoratet


Velliv (previously Nordea Liv og Pension)


Work highlights


  • Represented Danica Pension in a litigation filed by one of Danica Pension’s business customers, an employer, regarding a large company pension scheme concerning more than 1,000 employees. The litigation concerns the employer’s termination of the contract with Danica Pension.
  • Representing six owners of agricultural companies with large scale pig productions in a lawsuit against the largest producer of boar semen for artificial insemination in Europe. The lawsuit is a product liability dispute arising out of deliveries of virus infected boar semen which resulted in substantial damages.
  • Advising Norwegian insurance company Gjensidige, covering all major areas of the insurance company’s claims and dispute resolution as well as corporate and regulatory matters.

DLA Piper Denmark

DLA Piper Denmark‘s ‘very skilled team‘ primarily advises on W&I insurance, in addition to underwriting issues across numerous jurisdictions, including the US, Hong Kong and Argentina. Georg Lett, Anders Tengvad and Pernille Sølling jointly lead the practice. Lett provides advice of ‘the highest standard‘ on insurance arbitration and litigation; Tengvad advises insurance companies on crime, product, and liability insurance matters; and life insurance specialist Sølling assists pension providers with contractual and regulatory issues. Jacob Thomsen was promoted to partner in January 2022.

Practice head(s):

Georg Lett; Anders Tengvad; Pernille Sølling


Other key lawyers:

Jacob Thomsen


Testimonials

‘The team is experienced in insurance law. They are service minded and competent at a very high level with many years of experience.’

‘They know what insurance companies are requiring and asking for.’

‘Georg Lett is of the highest standard.’

‘They have unique qualifications and dedication – pleasant to work with. They are a very skilled team with skilled partners.’

Key clients

Sampension


Danica Pension


Garantifonden


AP Pension


Risk Point A/S


Euclid Transactional


Chubb


AXA XL


AIG


PFA


ATP


Work highlights


  • Advised Garantifonden on the settlement of a claim for reinsurance policies written by Barbican in favour of Gable with a Danish insurance agent called Husejernes Forsikringsagentur as cover holder and Howden as an insurance mediator.
  • Representing AP Pension in a group of individual cases concerning whether the requisite level of information was provided during a transition from a guaranteed pension to a market rate of interest on a pension scheme portfolio.

Gorrissen Federspiel

Henriette Gernaa and Morten Nybom Bethe jointly lead the insurance and reinsurance team at Gorrissen Federspiel. Gernaa heads up the contentious side of the practice, and acts for domestic pharmaceuticals and logistics companies before the Supreme Court, and in arbitration proceedings, while Bethe leads the non-contentious side of the practice and is ‘second to none‘ in assisting financial institutions with the regulatory aspects of insurance matters, including mergers between insurance companies. Commended for its ‘thorough knowledge’ and ‘deep experience’, the team advises a varied client roster of reinsurers, brokers, maritime insurers and ship owners on product liability and recall work, workers’ compensation issues, and other compensation claims.

Practice head(s):

Henriette Gernaa; Morten Nybom Bethe


Other key lawyers:

Peter Appel; Jacob Skude Rasmussen; Lotte Eskesen; Kenneth Hvelplund Pedersen; Line Gritt Boel Jensen; Søren Henriksen


Testimonials

‘The firm has a long-standing relation with and deep experience and insights into insurance and the operation of regulated insurance activities.’

‘The team has thorough knowledge and is well connected with stakeholders in the industry.’

‘Peter Appel is very experienced and skilled in litigation and insurance.’

‘Morten Bethe is second to none, when it comes to reliable and pragmatic advice on insurance regulation and dealings with the Danish regulator.’

‘My experience with the team is that they are proactive and resolve legal issues and very good at anticipating opponents next move and/or reasons for their behaviour.’

‘Søren Henriksen is extremely skilled in insurance and understands the legal complexities of working cases with touch points to multiple jurisdictions. He has an exceptionally good sense of guiding clients through difficult and complex cases.’

‘I have been working intensively with Line Gritt Boel Jensen for a long time. She has a human touch and is always trying to keep it simple with a pragmatic approach.’

Key clients

Intact Financial Corporation


Deloitte Danmark


FSN Capital Partners


BUPA


Uni-Tankers


Scandlines


West of England P&I


Skuld P&I


Standard Club


Havtrygd


AP Møller Maersk A/S


ITIC


Fayard A/S


Work highlights


  • Representing Deloitte in proceedings instigated by several of the bankruptcy estates in the (former) OW Bunker group. The case regards auditor liability arising out of the collapse of OW Bunker in a matter worth $360m.
  • Advised Ulykkesforsikringsforbundet for Dansk Søfart and Assuranceforeningen Skuld in a case concerning the set-off between compensation for industrial injuries when awarded in accordance with both Danish and foreign (Philippine) law.
  • Represented Polar Seafood Greenland A/S in a dispute against Greenlandic authorities in relation to the high-profile sinking of the large fishing trawler Polar Aassik in the environmentally fragile and protected waters of the Disko Bay at the Greenlandic West coast.

Kennedys

The ‘excellent’ team at Kennedys, which is known for its specialism in insurance and reinsurance disputes, handles coverage and defence work. Promoted to partner in May 2022, Heidi Bloch is a litigation specialist who uses her ‘extraordinary eye for detail‘ to advise on financial lines disputes, and senior associate Thomas Arleth represents insurers and domestic labour organisations before the High Court and Supreme Court. Former group head Morten Christensen departed to establish his own firm in 2024.

Other key lawyers:

Heidi Bloch; Thomas Arleth; Noura Sultan; Janus Krarup


Testimonials

‘Team has an international network. All lawyers provide good service, they are reliable and consistent, no surprises. They are an excellent team.’

‘The market knowledge, collaboration skills, and work ethic of the Kennedys team is second to none. Their problem solving abilities are excellent. I would highly recommend Kennedys in the region for their local knowledge and collaborative style.’

‘Heidi Bloch has an extraordinary eye for detail, and coupled with her engaging style, makes her hugely talented professional.’

Plesner

Plesner‘s insurance and pension law practice has ‘great knowledge‘ in assisting blue-chip companies with insurance for loss of earning capacity, technical engineer liability mandates, and commercial liability issues. Praised for his ‘unique professional skills‘, Torben Bondrop leads the team with his experience in advising on consultants’ liability, D&O liability, and general commercial liability, often appearing before the Supreme Court. The ‘exceptionally goodCharlotte Hasseriis Iversen has notable expertise in advising domestic and overseas insurance and pension corporates on regulatory issues, business formations and portfolio transfers.

Practice head(s):

Torben Bondrop 


Other key lawyers:

Charlotte Hasseriis Iversen


Testimonials

‘The team has the best possible skills. The team members always act competently, matter-of-factly and politely towards everyone, both clients and counterparties.’

‘Torben Bondrop and Charlotte Hasseriis Iversen have unique professional skills and human qualities. You can always be sure that both the case and the people involved will be treated correctly.’

‘Highest quality but still approachable and easy to talk to. The team is effective, knowledgeable and inclusive. Charlotte Hasseriis Iversen is exceptionally good and easy to work with.’

‘Very professional and the collaboration works perfectly. Great knowledge in the field and always able to quickly give advice and guidance.’

‘They have great knowledge in the field and specifically about the products we deal with. Always well prepared and really good at sharing knowledge.’

‘Skilled at keeping a leash on matters and providing commercial legal advice, they are professionally skilled and good at seeing all pitfalls.’

Key clients

Codan


Tryg


Danica Pension


PFA Pension


PenSam


LB Forsikring


AXA XL


Barbican Reinsurance


Swiss Re


BNP Paribas Cardif


AP Pension


Alm. Brand Forsikring


AnaCap Financial Partners


Dental Accident Appeal Agency


Gjensidige Forsikring


Work highlights


  • Advised Tryg A/S on its acquisition together with Canadian Intact of British RSA for a total consideration of DKK60bn and the subsequent split of RSA’s Danish subsidiary, Codan Forsikring.
  • Advised PFA Pension and Danica Pension on a large number of disability insurance claims, where there is a suspicion of fraud.
  • Advising Topdanmark and its policyholder HME A/S on a High Court case and an arbitration case concerning large subrogation claims from Zürich Insurance, Codan (RSA) and Tryg Insurance based on a very large fire in a Danish public institution by the name of Experimentariet, also damaging several adjacent buildings.

ARK Advokatpartnerselskab

Dispute resolution and litigation boutique ARK Advokatpartnerselskab utilises its ‘deep knowledge‘ to advise public authorities, financial institutions and insurance brokers on the full range of insurance mandates. Managing partner Jesper Ravn assists clients with insurance fraud, crime and cyber insurance, and compliance issues, and represents domestic and international insurers in injury claims, while Allan Kvist-Kristensen advises domestic and international issuers on all matters relating to product liability, coverage and warranty insurance. Thomas Dall Jensen ‘stands out‘ in handling matters relating to professional indemnity claims brought against architects, board members and real estate agents.

Practice head(s):

Jesper Ravn; Allan Kvist-Kristensen; Thomas Dall Jensen


Other key lawyers:

Laura Kragh


Testimonials

‘Deep knowledge of the insurance industry. Good at sharing info with the clients. Good at seeing it from client point of view and make sure we don’t end in an unresolvable conflict.’

‘Jesper Ravn and Thomas Dall Jensen provide good results.’

‘Unique knowledge about public and product liability with good service.’

Key clients

Topdanmark Forsikring


Tryg Forsikring / Alka Forsikring


Velliv, Pension & Livsforsikring


AIG


AXA XL


Protector Forsikring


QBE


HDI


Gjensidige Forsikring


Købstædernes Forsikring


Topdanmark Forsikring


Tryg Forsikring / Alka Forsikring


RiskPoint


Alm. Brand Group (Alm. Brand/ Codan Forsikring)


Concordia Forsikring / Himmerland Forsikring


Work highlights


  • Representing German insurer, Württembergischer Versicherung in an ongoing matter regarding insurance coverage for damages occurred during an alleged theft of a yacht.
  • Representing Gjensidige Forsikring in a Supreme Court case regarding the interpretation of art. 3 in the Motor Insurance Directive and the interpretation of the Vnuk-ruling by the ECJ under Danish Law.
  • Representing Tryg Forsikring in a DKK600m possible recourse matter arising out of a fire in Belgium.

Horten

Horten‘s team, known for its varied expertise in warranty and indemnity insurance, construction liability issues, and commercial insurance disputes, enables it to advise a diverse client base of domestic insurers and brokers. Practice head Christina Steen is a specialist in D&O liability claims, coverage issues and professional liability disputes, and often acts for auditors, executive officers and engineers with the support of attorney Ninna Thalund.

Practice head(s):

Christina Steen


Other key lawyers:

Ninna Thalund


Key clients

Zurich Insurance


AIG


Allianz Insurance


Allianz


CNA Hardy


QBE Insurance


HDI


Chubb


Codan


The Appeals Board of the Patient Compensation Association


Greenval Insurance


Anticimex


Covea Insurance


RSA Insurance


Sedgwick Leif Hansen


Assicurazioni Generali S.p.a


Hedvig


Work highlights


  • Advising a former board member of a Danish company on a part of the so-called “beneficial owner” group of cases.
  • Advising various national and international insurance companies regarding Danish legal and regulatory requirements for insurance activities in Denmark (IDD-rules).
  • Advising QBE Insurance on various matters relating to professional liability and D&O liability issues.

Kromann Reumert

Kromann Reumert houses a broad insurance practice which advises on M&A matters, portfolio transfers, and the establishment of insurance companies. Jakob Rosing and Jens Steen Jensen jointly lead the practice. Jensen regularly assists domestic and overseas pension and insurance companies with financial and insurance regulatory matters, corporate governance work, and shareholder matters, while Rosing handles marine and transport insurance and D&O insurance issues, and provides advice on the drafting of insurance clauses and conditions. Jens Rostock-Jensen uses his commercial expertise to advise on product liability and coverage work.

Practice head(s):

Jakob Rosing; Jens Steen Jensen


Other key lawyers:

Jacob Høeg Madsen; Jens Rostock-Jensen


Key clients

AIG


AIP Management (PKA)


Akademikerpension


Alm. Brand


AmTrust Europe


Arch Re Accident & Health


ATP Pension


Chubb Insurance Company of Europe


CNP assurances


Danica Pension


Echelon Insurance


Forsikring&Pension


Frida Forsikringsagentur


Gjensidige Forsikring


Global Dental Insurance


If Forsikring


Industriens Pension


P+


Købstædernes Forsikring


LD Pension


Letpension


Lokal Forsikring


Norli Pension Livsforsikring


PensionDanmark


PFA Pension


PKA


Sampension


Swiss Re


Tryg Forsikring


Topdanmark


Velliv, Pension & Livsforsikring


XL Insurance


Zürich


Royal and Sun Alliance (RSA Group)


Dahlberg Assurance Agentur A/S


CNA Hardy


Lockton Companies LLP


Work highlights


  • Advised Topdanmark A/S in connection with the sale of its life insurance business.
  • Representing the Norwegian Non-life Insurance Guarantee Scheme in a Supreme Court case brought against the Danish Guarantee Fund for Non-Life Insurers regarding the latter’s obligation to cover advance payments made by the Norwegian Non-life Insurance Guarantee Scheme for insurance claims insured with Alpha Insurance A/S, Norwegian Branch.
  • Represented British American Tobacco before the Supreme Court in a case about direct claims against the tortfeasor’s liability underwriters.

Nielsen Nørager

Nielsen Nørager houses a broad insurance team, which handles both non-contentious and contentious matters involving regulatory elements, and issues relating to the amendment and drafting of insurance contracts and conditions. Michael S. Wiisbye acts for numerous domestic and international insurance companies before administrative tribunals; and Jan Presfeldt has broad expertise in litigation concerning national suppliers and product liability claims, often appearing before the Building and Construction Arbitration Board and the Supreme Court. Michael Kjær Lauritsen frequently handles professional liability insurance disputes concerning architects, executive officers and auditors.

Practice head(s):

Michael S. Wiisbye; Jan Presfeldt; Michael Kjær Lauritsen


Key clients

If P&C Insurance


HDI Specialty


HDI Global


ALKA Insurance


Alm Brand Insurance


Codan Insurance


Skuld Marine insurance


TopDanmark


Work highlights


  • Represented Danfoss A/S in a dispute with two insurance companies concerning coverage for a world-wide recall of defect valves used in automobiles and many commercial products.

Poul Schmith

Poul Schmith‘s team utilises its ‘strength in depth‘ to advise on the full gamut of insurance matters, including the establishment of insurance companies, acquisitions and outsourcing issues, in addition to handling coverage, building damage insurance, and contractor’s all risk insurance disputes. Inge Houe advises clients in both the public and private sectors on professional liability claims involving insurance fraud, particularly relating to municipal and regional departments. Sigrid Majlund Kjærulff left the team in February 2022 and former practice head Henrik Nedergaard Thomsen departed in late 2022 to Neugebauer Clan.

Other key lawyers:

Inge Houe; Jeanette Løfberg


Testimonials

‘The team appears professional and they always approach work with a positive attitude. All employees appear welcoming and professional. They have great competence in handling complicated insurance cases, and we have very constructive discussions on significant legal issues.’

‘The team are extremely well coordinated and well resourced. It is comprised of strong and experienced lawyers. They have excellent advocates who provide solid legal advice in a very commercial manner.’

‘Jeanette Løfberg is particularly good.’

‘Poul Schmith has strength in depth, with experience and expertise in the insurance sector, they are proactive and knowledgeable.’

‘Competent and understandable, we commend them for their reliability, professionalism, high level of expertise, and credibility.’

‘ Jeanette Løfberg is very easy to work with, clearly very knowledgeable, dedicated and pragmatic.’

Key clients

AIG Europe


AP Pension


Aviva


AXA XL, a division of AXA


Brookfield Underwriting


Canopius Managing Agent Limited


Chubb European Group


CNA Hardy


Codan Forsikring A/S


First Forsikring


Garantifonden for Skadesforsikringsselskaber|(Guarantee Fund for Non-Life Insurers)


Gjensidige


Lloyds Insurance Company


Penni.io


Real Garant Versicherung (by Zurich)


RiskPoint


Sedgwick Leif Hansen


Sedgwick in Ireland


The Travelers Indemnity Company


Topdanmark Forsikring


Tryg Forsikring


Bo-Vest


Dagrofa


DSB|(Danish State Railways)


Force Technology


Danish Technical University


University of Copenhagen


University of Southern Denmark


Municipality of Ballerup


Municipality of Frederiksberg


Municipality of Federikssund


Municipality of Hillerød


Municipality of Mariagerfjord


Municipality of Norddjurs


Municipality of Ringsted


Municipality of Slagelse


Ankenævnet for Patienterstatningen (Patient Complaints Board)


Ankestyrelsen (Social Appeals Board)


Arbejdsmarkedets Erhvervssikring (Labour Market Insurance)


Banedanmark (Rail Net Denmark)


Bygningsstyrelsen (Danish Building and Property Agency)


Civilstyrelsen (Civil Affairs Agency)


Direktoratet for Kriminalforsorgen (The Department for Prison and Probation Service)


Domstolsstyrelsen (Department of Danish Court Administration)


Erstatningsnævnet (Victims’ Compensation Board)


Finanstilsynet (Danish Financial Supervisory Authority)


Forsvarsministeriets Personalestyrelse (The Danish Ministry of Defence Personnel Agency)


Forsvarsministeriets Materiel- og Indkøbsstyrelse (The Danish Ministry of Defence Acquisition and Logistics Organisation)


Nationalmuseet (National Museum of Denmark)


Justitsministeriet (Department of Justice)


Naturstyrelsen (Danish Nature Agency)


Patienterstatningen (Patient Compensation Association)


Politiet (Danish National Police)


Styrelsen for Patientklager (Danish Agency for Patient Complaints)


Work highlights


  • Representing US-based Travelers in a high-value product liability related cross-border recourse claim regarding the failure of ceramic capacitors causing malfunction and recall of a substantial number of vehicles in the US market.
  • Representing Norway-based Gjensidige in a high-value highly complex insurance coverage dispute regarding defects related to the high-profile prestige development project, the Carlsberg City District in Copenhagen.
  • Representing UK-based Canopius and Belgium-based Lloyd’s Insurance Company in an increasing number of high-value disputes regarding building damage insurance, including coverage disputes brought by the insured against the insurer and recourse claims brought by the insurer against the developer.

NJORD Law Firm

NJORD Law Firm‘s insurance and reinsurance practice advises on cargo insurance claims, business and product liability issues, and the full range of recourse claims. The ‘brilliantRasmus Paus Torp leads the team with his ‘extensive knowledge‘ and advises a number of insurance brokers, companies and agents, in addition to acting for foreign and domestic companies in claims and commercial disputes. Karsten Gudmand-Høyer primarily assists with cases concerning consultant’s liability, most often involving accountants, real estate agents and lawyers.

Practice head(s):

Rasmus Paus Torp


Other key lawyers:

Karsten Gudmand-Høyer; Ulla Fabricius


Testimonials

‘Rasmus Paus Torp has a great deal of professional knowledge. He is always well prepared. Rasmus is a brilliant attorney with extensive knowledge who time and time again has managed to achieve great results through his great litigation and negotiation skills.’

‘Besides being a brilliant attorney, Rasmus Paus Torp cares and really makes you as a client feel heard, seen and cared for.’

Key clients

Codan Forsikring A/S


Gjensidige Forsikring, dansk filial af Gjensidige Forsikring ASA, Norge


GF Forsikring A/S


HDI Danmark, filial af HDI Global SE, Tyskland


QBE Danmark, filial af QBE Europe SA/NV, Belgien


Tryg Forsikring A/S