Jill McCutcheon > Torys > Toronto, Canada > Lawyer Profile
Torys Offices

79 WELLINGTON STREET WEST, SUITE 3000
BOX 270, TD CENTRE
TORONTO, ONTARIO
Canada
- Firm Profile
- Go to...
Jill McCutcheon

Work Department
Insurance
Position
With extensive experience and nuanced knowledge of the complex regulatory landscape of the insurance industry, Jill gives clients practical advice on regulatory, transactional and other advisory matters.
Co-head of the firm’s Financial Services practice, Jill has more than 25 years of experience advising the property and casualty, life and reinsurance sectors of the insurance industry on corporate, regulatory and transactional matters.
Jill regularly advises on all aspects of the law, whether federal or provincial, and acts as counsel to a broad range of clients, including insurers, reinsurers, banks, credit unions, intermediaries, cover holders and MGAs, third-party administrators, retailers, employers and associations. Jill is noted for her ability to respond to and resolve issues with the numerous regulators who impact on the insurance sector in Canada. She also has extensive experience in privacy law and data breach response matters.
Jill has broad and extensive experience advising on all aspects of activity in the insurance industry. This includes advising on the formation of insurers, governance matters and obtaining federal and provincial regulatory approvals. She also regularly acts as counsel to insurance company boards of directors.
She frequently engages with regulators, resolving distribution, product and other regulatory issues on behalf of her clients. Jill also counsels clients on market conduct and compliance requirements.
Her work regularly involves drafting and negotiating reinsurance, distribution and other specialized agreements germane to the sector, developing policy wordings, and advising on reinsurance and self-insured, risk retention and captive strategies.
Beyond insurance matters, Jill has experience in privacy law, the resolution of privacy complaints and privacy breach responses.
Career
Ontario Bar, 1989
Memberships
Jill sits on the Board of Directors of three federally regulated insurers. She also serves as Counsel to the Travel Health Insurance Association of Canada and as Director of the Ladies First Hockey Foundation.
Lawyer Rankings
Canada > Banking and finance
Lawyers at Torys ‘find business solutions to legal problems’, according to clients. Combining a prominent transactional offering with one of the market’s leading regulatory practices, it impresses with its ability to cover the waterfront on banking and finance issues. The regulatory group had a banner year during 2023/24, which saw high-profile financial institutions expert, Blair Keefe, acting alongside banking and debt finance co-head, Amanda Balasubramanian, to advise Bank of Montreal on its acquisition of the ‘AIR MILES’ reward business of LoyaltyOne, among other marquee bank M&A deals. Additional regulatory specialists include Jill McCutcheon, who co-heads the regulatory practice alongside Keefe; fintech-focused senior counsel Brigitte Goulard; Peter Aziz, who co-chairs the payments area; and next-generation partner Eli Monas. Key transactional partners include the already mentioned Balasubramanian; Adam Delean, who contributes extensive experience in advising borrowers and lenders; Calgary-based Kevin Fougere, who is recommended for corporate lending and project finance; Tom Zverina, who maintains a broad debt finance practice; and Calgary-based senior associate Tyrel Henderson. Named lawyers are based in Toronto unless otherwise stated.
Canada > Insurance
(Leading partners)According to satisfied clients, the insurance team at Torys draws on ‘some of the best experts in financial services corporate and litigation work in the country’. The practice is particularly dominant on the corporate and regulatory front, where it is a popular choice to advise insurance corporations on high-profile M&A deals, joint ventures and other highly regulated transactions and compliance matters. Financial services expert Blair Keefe co-heads the insurance regulatory practice and is a first port of call for insurance companies undertaking corporate transactions. Other advisory specialists include Jill McCutcheon; senior counsel Kelly Morris; and Melissa Prado, who was recently promoted to partner. Litigation and dispute resolution chair Linda Plumpton
is the key contact for contentious insurance work and contributes significant experience in precedent-setting regulatory and coverage disputes. Litigator David Outerbridge is also noted for insurance disputes, including product liability claims, environmental claims and class actions. Named lawyers are based in Toronto.
Lawyer Rankings
Top Tier Firm Rankings
- Corporate and M&A
- Infrastructure projects
- Insurance
- Energy and natural resources > Oil and gas
- Energy and natural resources > Power
Firm Rankings
- Banking and finance
- Cannabis
- Capital markets
- Competition and antitrust
- Dispute resolution: Ontario
- Environment
- Intellectual property
- International expertise
- Energy and natural resources > Mining
- Pensions
- Real estate
- Tax
- Technology
- Dispute resolution: Quebec
- Indigenous law
- International trade
- Public procurement
- Restructuring and insolvency
- Labour and employment