Jill McCutcheon > Torys > Toronto, Canada > Lawyer Profile

Torys
79 WELLINGTON STREET WEST, SUITE 3000
BOX 270, TD CENTRE
TORONTO, ONTARIO
Canada

Work Department

Insurance

Position

With extensive experience and nuanced knowledge of the complex regulatory landscape of the insurance industry, Jill gives clients practical advice on regulatory, transactional and other advisory matters.

Co-head of the firm’s Financial Services practice, Jill has more than 25 years of experience advising the property and casualty, life and reinsurance sectors of the insurance industry on corporate, regulatory and transactional matters.

Jill regularly advises on all aspects of the law, whether federal or provincial, and acts as counsel to a broad range of clients, including insurers, reinsurers, banks, credit unions, intermediaries, cover holders and MGAs, third-party administrators, retailers, employers and associations. Jill is noted for her ability to respond to and resolve issues with the numerous regulators who impact on the insurance sector in Canada. She also has extensive experience in privacy law and data breach response matters.

Jill has broad and extensive experience advising on all aspects of activity in the insurance industry. This includes advising on the formation of insurers, governance matters and obtaining federal and provincial regulatory approvals. She also regularly acts as counsel to insurance company boards of directors.

She frequently engages with regulators, resolving distribution, product and other regulatory issues on behalf of her clients. Jill also counsels clients on market conduct and compliance requirements.

Her work regularly involves drafting and negotiating reinsurance, distribution and other specialized agreements germane to the sector, developing policy wordings, and advising on reinsurance and self-insured, risk retention and captive strategies.

Beyond insurance matters, Jill has experience in privacy law, the resolution of privacy complaints and privacy breach responses.

Career

Ontario Bar, 1989

Memberships

Jill sits on the Board of Directors of three federally regulated insurers. She also serves as Counsel to the Travel Health Insurance Association of Canada and as Director of the Ladies First Hockey Foundation.

Lawyer Rankings

Canada > Insurance

(Leading individuals)

Jill McCutcheonTorys

A key firm for expert insurance counsel’, Torys is primarily recognized for its dominant position in transactional and regulatory insurance. That being said, the team also benefits from its ability to draw on the wider firm’s deep bench of dispute resolution specialists to resource complex contentious cases. Blair Keefe is widely considered as a leader in financial services regulation, including insurance; he acted as insurance regulatory counsel to Intact Financial on its £7.2bn acquisition, together with Tryg, of RSA Insurance Group. Other key regulatory and transactional names include Jill McCutcheon; senior counsel Kelly Morris; and talented counsel Melissa Prado. On the litigation side, Linda Plumpton is representing Manulife in an application discussing the proper interpretation of the ‘tax-exempt’ status of a subset of its universal life insurance contracts.

Canada > Banking and finance

Widely admired for its formidable regulatory offering, Torys stands out for its  record in complex banking M&A as well as day-to-day compliance matters. It additionally handles lending work, where it primarily advises borrowers on corporate financings; less frequently, the group also represents financial services clients on lending transactions. Adam Delean co-leads the banking and debt finance practice and advised Ontario Power Generation on a financing with with Canada Infrastructure Bank to support early works expenditures. Other transactional contacts include banking and debt finance co-head Amanda Balasubramanian; Calgary-based Kevin Fougere, who is highly regarded for energy-related issues; and Tom Zverina. Go-to financial institutions expert Blair Keefe jointly leads the regulatory department alongside Jill McCutcheon. Recently promoted regulatory partner Eli Monas and Calgary-based associate Tyrel Henderson are also recommended. Named lawyers are based in Toronto unless otherwise stated.