Jill McCutcheon > Torys > Toronto, Canada > Lawyer Profile


Work Department



With extensive experience and nuanced knowledge of the complex regulatory landscape of the insurance industry, Jill gives clients practical advice on regulatory, transactional and other advisory matters.

Co-head of the firm’s Financial Services practice, Jill has more than 25 years of experience advising the property and casualty, life and reinsurance sectors of the insurance industry on corporate, regulatory and transactional matters.

Jill regularly advises on all aspects of the law, whether federal or provincial, and acts as counsel to a broad range of clients, including insurers, reinsurers, banks, credit unions, intermediaries, cover holders and MGAs, third-party administrators, retailers, employers and associations. Jill is noted for her ability to respond to and resolve issues with the numerous regulators who impact on the insurance sector in Canada. She also has extensive experience in privacy law and data breach response matters.

Jill has broad and extensive experience advising on all aspects of activity in the insurance industry. This includes advising on the formation of insurers, governance matters and obtaining federal and provincial regulatory approvals. She also regularly acts as counsel to insurance company boards of directors.

She frequently engages with regulators, resolving distribution, product and other regulatory issues on behalf of her clients. Jill also counsels clients on market conduct and compliance requirements.

Her work regularly involves drafting and negotiating reinsurance, distribution and other specialized agreements germane to the sector, developing policy wordings, and advising on reinsurance and self-insured, risk retention and captive strategies.

Beyond insurance matters, Jill has experience in privacy law, the resolution of privacy complaints and privacy breach responses.


Ontario Bar, 1989


Jill sits on the Board of Directors of three federally regulated insurers. She also serves as Counsel to the Travel Health Insurance Association of Canada and as Director of the Ladies First Hockey Foundation.

Lawyer Rankings

Canada > Insurance

(Leading individuals)

Jill McCutcheonTorys

Noted for its ‘diverse experience and knowledge of the industry‘, Torys‘ regulatory and transactional insurance practice is regularly called upon by insurance companies, public authorities and industry associations. The group also frequently links up with the firm’s premier dispute resolution practice to provide advice on insurance litigation. Prominent financial services specialist Blair Keefe co-heads the corporate insurance and reinsurance department; he recently acted as insurance regulatory counsel to Intact Financial on its £7.2bn acquisition, alongside Tryg, of RSA Insurance Group. Jill McCutcheon is an ‘expert in the field‘ and co-heads a sizeable team that also includes senior counsel Kelly Morris and ‘great up-and-coming‘ associate Melissa Prado.

Canada > Banking and finance

Lawyers at Torys strike the right note for being ‘willing to shape documents to fit unique transactions‘. The group’s diverse client base includes major banks, pension funds, corporate borrowers and public sector entities, whom it advises on a range of lending transactions and strategic regulatory matters. On the transactional side, Toronto-based Adam Delean ranks among Canada’s leading lights; he recently advised Royal Bank of Canada, and the lending syndicate, on providing C$485m senior secured credit facilities to Pet Valu Canada. Amanda Balasubramanian, who co-heads the banking and debt finance practice alongside Delean, and Tom Zverina are also noted for transactional matters in Toronto, while pre-eminent specialist Blair Keefe and the increasingly prominent Jill McCutcheon are optimal choices for regulatory issues. Outside of Toronto, the firm’s Calgary office is held up by one banking client as ‘the best in the city‘, with Kevin Fougere recommended for his strength in energy-related matters. Fougere recently advised ATB Financial on the project financing of the East Strathmore 20 MW Solar Project in Alberta. Calgary-based senior associate Tyrel Henderson is also highlighted for his ‘excellent work‘.