On the FinTech front, our unique position as part of A&G Asia allows us to tap on more than a century of combined legal experience across the shifting sectors of financial regulation, technology, intellectual property and venture capital investments. This places us in a position to engage with and serve the FinTech ecosystem. We have been actively involved in the FinTech sector, and this enables us to effectively assist and advise our clients on FinTech initiatives, which often require practical and innovative solutions based on obtaining the optimal balance between commercial needs and concerns, and regulatory aims and purposes.