Insurance law is highly regulated and constantly evolving. Herald is one of a small number of law firms that have a perfect command of advising and litigating in insurance and reinsurance matters, particularly for personal insurance.

The lawyers in the Banking and Insurance department advise and represent insurers and intermediaries in all areas of insurance law, both for professionals established in France and those operating under the freedom to provide services from other European Union countries.

Cutting-edge insurance expertise

– Distribution of insurance contracts, banking and insurance,
– Listing of units of account (UCITS, structured funds, private equity, etc.) on life insurance policies,
– Drafting and reviewing contractual and advertising documentation for insurance products,
– Assistance with the sale and transfer of insurance portfolios,
– Assistance with partnerships between insurance professionals,
– Support and assistance for companies operating in France under the Freedom to Provide Services regime,
– Advice and support on prudential regulations (minimum guaranteed rates, technical rates, profit sharing, etc.),
– Advice on LCB/FT,
– Assistance and advice in relations with the ACPR,
– Representation in disputes relating to obligations to provide information and advice (underwriting and performance of insurance contracts, complex transactions, adequate protection of savings, taxation, etc.). ,
– Representation in disputes relating to the performance of the contract (stop loss option, arbitration, surrender, waiver, beneficiary clause, cover exclusions, misrepresentation, etc.),
– Disputes between insurers and intermediaries,
– Representation in criminal or commercial matters in the event of misappropriation or fraud,
– Representation in insurance-related arbitration proceedings (ICC, CEFAREA, ad hoc arbitration, etc.).

As part of their support for our clients, the lawyers in the Banking – Insurance department also provide tailor-made training and information meetings on topical issues in the insurance sector.