Ms Ayah Snober > Foot Anstey > Bristol, England > Lawyer Profile
Foot Anstey Offices

2 GLASS WHARF
BRISTOL
BS2 0FR
England
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Ms Ayah Snober

Work Department
Islamic Finance | Real Estate
Position
Ayah is a member of our Real Estate team specialising in Islamic Finance. She frequently acts on behalf of numerous shariah compliant banks on a range of transaction models and financing structures.
Ayah has also acted for leading Islamic banks on the development of their commodity murabaha and diminishing musharakah residential financing products. She works closely with individual overseas investors, often from the Middle East, looking to invest into the UK real estate market using shariah compliant financing.
Ayah’s career highlights also include acting on behalf of an overseas corporate investor on a group reorganisation and c. £31m residential portfolio refinance of 38 units involving multiple jurisdictions and advising an Islamic bank on the refinancing of three high value residential units with a combined value of c. £22m.
Lawyer Rankings
London > Finance > Islamic finance
(Leading associates)Leveraging ‘great strength and knowledge across the board’, Foot Anstey has, since it established a standalone Islamic finance practice in 2011, continued to grow its credentials in the space among both banks and borrowers, and is appreciated for its ability to ‘effortlessly explain the concept of Islamic finance’. Under the leadership of Imam Qazi, the firm has also successfully broadened its scope to include an increasing volume of work in the capital markets space, as well as fintech, and has played an active part in promoting the use of Islamic finance in the UK, including lobbying for stakeholders seeking to effect change to ensure a more favourable tax status for Islamic finance structures. Real estate, however, remains the primary driver for the team, and it acts for investors and the majority of Islamic banks active in the UK on both new money and refinancing mandates. Appreciated for his ‘very pragmatic and commercial approach’, Zahir Nayani has, along with Qazi, been key to developing the firm’s expertise at handling Shariah-compliant real estate transactions for a growing roster of creditor clients, as well as investors, where he adds value due to a previous role at a privately owned investment advisory firm. Exeter-based retail financial services head Alan Hughes assists with advice to credit providers and Islamic banks. Kate Heard provides ‘very knowledgeable and proactive’ advice to Shariah-compliant banks on transactions involving commercial and residential assets; Ayah Snober is ‘responsive and collaborative’ when working on complex financing transactions as well as product development projects; and Aziz Deen has a ‘deep understanding of the various Islamic products’. Aside from when mentioned, all named practitioners are based in Bristol.
Top Tier Firm Rankings
- Real estate > Commercial property: Dorset, Devon and Cornwall
- Private client > Contentious trusts and probate
- Corporate and commercial > Corporate and commercial: Dorset, Devon and Cornwall
- Employment > Employment: Dorset, Devon and Cornwall
- Finance > Insolvency and corporate recovery
- TMT (technology, media and telecoms) > IT and telecoms
Firm Rankings
- Private client > Agriculture and estates
- Finance > Banking and finance
- Private client > Charities and not-for-profit
- Dispute resolution > Commercial litigation: Dorset, Devon and Cornwall
- Real estate > Construction
- Projects, energy and natural resources > Energy and projects
- Employment > Health and safety
- Public sector > Local government
- Private client > Personal tax, trusts and probate
- Real estate > Property litigation
- TMT (technology, media and telecoms) > Sport
- Dispute resolution > Commercial litigation: Bristol
- Real estate > Commercial property: Bristol
- Corporate and commercial > Corporate and commercial: Bristol
- Employment > Employment: Bristol
- Real estate > Environment
- Private client > Family
- TMT (technology, media and telecoms) > Intellectual property
- Real estate > Planning
- Real estate > Social housing