Firms To Watch: Insurance

Under the leadership of Fabio Ramos De Souza, Bichara Advogados is a popular choice for insurers, reinsurers, brokers, private health operators and insured corporations seeking advice on insurance contracts, commercial arrangements and administrative proceedings before regulators.
Lefosse Advogados has made a strong push into the insurance sector through the recruitment of well-regarded partner Luciana Prado from Demarest Advogados in July 2022, who is praised for her ‘excellent technical knowledge in insurance’.
Mello Torres is developing a strong non-contentious insurance practice under the leadership of Roberto Panucci, who has significant experience in acting for banking and insurance clients, including insurtechs, in transactional, regulatory and litigation matters.

Firms in the Spotlight Insurance

Ernesto Tzirulnik Advocacia

Ernesto Tzirulnik Advocacia logo

Founded in 1984, Ernesto Tzirulnik Advocacia (ETAD) is internationally recognized as one of the most important law firms specializing in insurance and reinsurance law. ETAD advises clients on loss adjustment procedures, legal and regulatory issues; it sponsors complex insurance, reinsurance and brokerage lawsuits; and operates in contractual law cases, civil liability, and corporate conflicts.

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Insurance in Brazil

Costa, Albino & Rocha Sociedade de Advogados (CAR)

The combination of two prominent firms with market-leading insurance practices, CAL – Costa & Albino Sociedade de Advogados and DR&A Advogados, which merged in May 2023, Costa, Albino & Rocha Sociedade de Advogados (CAR) forms a significant Brazilian insurance powerhouse made all the more compelling, particularly for international clients, through the ongoing association with HFW. Insurers and reinsurers turn to the firm for assistance in strategic and advisory work, including M&A, business incorporations, regulatory issues and compliance. The group also showcases strong litigation credentials, providing support in high-value D&O and E&O claims, and disputes linked to surety bonds and judicial guarantees. Legacy CAL partner Julio Costa brings a wealth of experience in aviation and marine insurance. Dinir Rios Da Rocha, an ‘expert in the field of insurance’, is another leading figure in the team. Julia Santoro Donato offers ‘deep knowledge’, particularly on the non-contentious side, as does Carolina Oger Affonso De Almeida. Ricardo Ribeiro Da Luz Loew is a strong name on the litigation front.

Practice head(s):

Dinir Salvador Rios da Rocha; Julio Costa


Testimonials

‘A spectacular firm. Super updated, impeccable technical opinions. Very assertive regulatory support. Very involved in ESG issues. Highly qualified professionals.’

‘One of the most knowledgeable firms on the subject of insurance in Brazil. Pragmatic, agile and accessible team. They meet deadlines and are accurate in deliveries.’

‘Dinir Rocha is an expert in the field of insurance. We admire Dinir for his simplicity and genius in his specialty.’

‘Extremely competent team from the junior lawyer to the founding partner.’

‘Dinir Rocha – technique, cordiality, trust and negotiation.’

‘Julia Donato is our contact person. She has a deep knowledge in Brazilian related matters.’

‘They have deep knowledge of the insurance market. They are very flexible in meeting the demands of the client.’

‘The professionals who stand out are: Julia Santoro Donato, Carolina Oger Affonso De Almeida, and Dinir Rocha himself. Everyone is very helpful and always available, which increases the confidence that we can count on their advice and services.’

Key clients

Allianz Seguros


BMG Seguros


Axa Seguros


Fairfax Brasil Seguros Corporativos


Chubb Seguros Brasil


Starr International Brasil Seguradora


Sompo Seguros  and group


Zurich Brasil Companhia de Seguros and Liberty Seguros


AIG Seguros


Swiss Re Corporate Solutions Brasil


Justos Seguros


Atradius Credito y Caucion


Fator Seguradora


Avla Seguros Brasil


Marsh McLennan


Work highlights


  • Assisted AVLA in launching its business in Brazil and structuring its innovative credit and surety bond products.
  • Advised Good Winds Corretorra de Seguros on its takeover by Alper Corretora de Seguros.
  • Assisting STARR in negotiations with the payment company Soudi Cartões to establish an insurance distribution channel.

Demarest Advogados

Singled out for its strong capabilities in non-contentious matters, Demarest Advogados boasts a ‘highly qualified‘ practice, which offers representation to national and international insurance and reinsurance companies. In addition to advising on corporate finance, M&A and regulatory compliance, the group also handles partnership and distribution agreements. Insurance disputes and substantial damage claims across various industries also feature on the workload. The ‘attentive, helpful, competent’ department head Marcia Cicarelli Barbosa De Oliveira often acts for insurers in high-stakes cases. Andre Alarcon is recommended for corporate matters, while the ‘excellentCamila Prado is a key contact for litigation. Laura Pelegrini, who is widely praised by clients, is a ‘reference lawyer in insurance and mediation/arbitration‘ mandates.

Practice head(s):

Marcia Cicarelli


Testimonials

‘Marcia Cicarelli Barbosa de Oliveira – attentive, helpful, competent, always looking for an alternative solution.’

‘Marcia Cicarelli Barbosa de Oliveira offers highly specialised consultancy and is always up-to-date with innovations and regulatory news in the market.’

‘Camila Prado – Excellent lawyer with vast knowledge of the law.’

‘Highly qualified team, availability and full knowledge of the market; strong focus on finding alternatives that really meet the expectations of the client.’

‘Laura Pelegrini – reference lawyer in insurance and mediation/arbitration, with an agile mindset and focused on serving the interests of the parties involved.’

‘The firm is very diligent and careful with the service provided.’

Key clients

Descartes |Insurance


Willis Tower Watson


Câmara de Comercialização de Energia Elétrica – CCEE


Canadian Solar


Economus| Instituto de Seguridade Social


Qualicorp| Administradora de Benefícios


Banco ABC Brasil


EnergisaPrev| – Fundação Energia de Previdência


Junto Seguradora


Previnor| Associação de Previdência Privada


HDI


IRB Brasil Resseguros


Brit |Syndicate| BRT 2987


Central Nacional Unimed


BB Seguridade


Mapfre


XP Vida e |Previdência


Cesce| |Brasil| |Seguros


AON


Fator| |Seguradora


BrasilPrev


Omint| |Seguros


Allianz Seguros


Liberty Seguros


UBER


CNP Seguros


Cardif| do Brasil Vida e Previdência


Howden Broking Group


Quinto Andar Serviços Imobiliários


Europ| |Assistance| Brasil Serviços de Assistência


Allied World Assurance Company


Renaissance Re


Navigators Re


AO3 |Tecnologia|


180 Seguros Empreendimentos e Participações


Beazley Group


Vitta |Tecnologia| |em| |Saúde


Pier Serviços |Digitais|


Coface| do Brasil Seguros de Crédito


Chubb Seguros


AIG Seguros


Zurich


Swiss Re


Universal Assistance (Travel Ace)


Generali Brasil Seguros


Royal & Sun Alliance Insurance


Seguros Sura


Berkley Seguros Brasil


Starr International Brasil


Axa| Group


Visa


Assurant


Work highlights


  • Advised Generali Brasil on the negotiation and redesign of a commercial agreement with Banco BMG for the exclusive distribution of insurance products in BMG’s channels.
  • Defending Assurant Seguradora in a lawsuit commenced by Seguradora Líder do Consórcio do Seguro DPVAT concerning regulations and consortium rules of Brazil’s compulsory automobile insurance (DPVAT).
  • Advising a panel of reinsurers in the analysis of insurance coverage for a work-related accident where three stevedores died from oxygen depletion while unloading wood logs that were stored in the ship’s hold.

Ernesto Tzirulnik Advocacia

With over four decades’ experience in the insurance and reinsurance spaces, Ernesto Tzirulnik Advocacia has a top-notch practice that enjoys a strong reputation for advising clients, most of which are policyholders, on the full range of legal and regulatory matters. Core areas of activity include loss adjustment procedures, brokerage lawsuits, and disputes linked to corporate, contractual and civil liability issues. Clients come from across a range of sectors, including oil and gas, mining, power, aviation, maritime, construction and manufacturing. Founding partner Ernesto Tzirulnik, ‘one of the most experienced and respected lawyers in the industry‘, remains an active force in the market. Key support is offered by other highly experienced practitioners including Paulo Luiz de Toledo Piza, a contact for cross-border disputes, and Wolf Ejzenberg, who possesses solid credentials on loss adjustment procedures and strategic negotiations linked to infrastructure contracts. Luca D’Arce Giannotti is often retained by energy clients in judicial and arbitral disputes, policy negotiations and loss adjustments, while Amanda Visoto de Matos is especially active in contentious issues and reinsurance. Clients also benefit from a solid cadre of up-and coming-lawyers, including Inaê Siqueira de Oliveira.

Practice head(s):

Ernesto Tzirulnik; Paulo Luiz De Toledo Piza; Wolf Ejzenber


Testimonials

‘Technical and institutional knowledge of the insurance sector. Ernesto Tzirulnik and Inae Siqueira de Oliveira stand out.’

‘In-depth technical knowledge and immediate service. Ernesto is one of the most experienced and respected lawyers in the industry.’

Campos Mello Advogados in cooperation with DLA Piper

A strong performer in domestic and international insurance and reinsurance mandates, Campos Mello Advogados in cooperation with DLA Piper provides comprehensive assistance across regulatory compliance, corporate affairs, coverage, and claims. The firm’s association with international outfit DLA Piper helps facilitate a streamlined service for cross-border claims. Clients appreciate the team’s ‘great expertise in M&A in the sector’ and acknowledge the ‘excellent technical level’ of the core insurance partners. These include practice head Marcella Hill, who divides her time between London and São Paulo, and Jaqueline Suryan, who has considerable experience in non-contentious insurance matters. Mariana Cavalcanti Jardim, a seasoned of counsel based in Rio de Janeiro, is recommended for corporate and regulatory matters.

Practice head(s):

Marcella Hill; Jaqueline Suryan


Testimonials

‘Excellent technical level of the insurance and reinsurance core partners. Great expertise in M&A in the sector – Marcela Hill, Jaqueline Suryan, Mariana Jardim are recommended.’

‘Excellence and highly qualified and experienced professionals, offering effective and personalised legal solutions.’

‘Jaqueline Suryan – highly qualified, experienced and with a customer-centric approach to establishing lasting relationships.’

Key clients

The Ardonagh Group


Arthur J. Gallagher


AXA XL Group


Swiss Re Corporate Solutions Brasil Seguros


Starboard Restructuring Partners Consultoria em Negócios


BMS Group Limited


Gallagher Re Latin America Corretora de Resseguros


Chubb Seguros Brasil


Liberty Seguros


Tokio Marine


Pro Insurance Solutions Limited


CNA Insurance


Fidelis Underwriting


Allianz Global Corporate & Specialty Resseguros Brasil


Atradius Reinsurance Limited


Fairway Seguros


Mongeral Aegon Seguros e Previdência


Quest Consulting (NY)


MS Amlin AG


AXA


Avla Seguros Brasil


Summo genere corretora de seguros


European Mutual Association for Nuclear Insurance AAM


Work highlights


  • Advised Arthur J. Gallagher on several corporate transactions, including the change of corporate control and merger of companies in Brazil.
  • Provided insurance regulatory advice to Ardonagh Group Limited on its corporate restructuring, including insurance regulatory advice to ensure the internal transactions complied with the applicable laws and regulations.
  • Assisted Swiss Re Corporate Solutions Americas in the restructuring of its Latin America carriers.

Chalfin, Goldberg & Vainboim Advogados

The highly specialised insurance group at Chalfin, Goldberg & Vainboim Advogados provides extensive advisory and litigation support to leading domestic and international insurers and reinsurers. The team, which is praised for its ‘excellent legal technical knowledge’, ‘personalised services’ and ‘multidisciplinary advice’, has experience across various insurance lines and industries including energy, agriculture, logistics, maritime and financial services. Strategic litigation, D&O and infrastructure claims feature heavily on the firm’s portfolio, which is also populated by mandates related to regulatory and commercial advice for product and business launches. Ilan Goldberg, one of the founding partners, boasts over two decades of experience in contentious and non-contentious insurance matters. Other key practitioners include litigation partner Thiago Junqueira, Renato Chalfin, a key contact for non-contentious work, Gustavo de Medeiros Melo, who focuses on insurance disputes, and Rodrigo Gomes De Sousa, a name to note for loss adjustment. Guilherme Bernardes stands out at the associate level.

Practice head(s):

Ilan Goldberg; Thiago Junqueira; Rodrigo Gomes de Sousa; Renato Chalfin; Gustavo de Medeiros Melo


Testimonials

‘Excellent legal technical knowledge, personalised services, great insight into the insurance and reinsurance market, agility in resolving matters and ability to provide multidisciplinary advice.’

‘I would like to highlight the names of Ilan Goldberg, Renato Chalfin, Gustavo Melo and Thiago Junqueira, who have extensive knowledge and manage to provide fast service with technical quality.’

‘Team is very technically prepared, and meets deadlines.’

Key clients

Chubb Seguros


Prudential


Club Santuu


IRB Brasil Re


Icatu


Austral Resseguradora


Austral Seguradora


Fenaprevi – Brazil’s National Private Pension and Life Association


PagSeguro


Tokio Marine


Bradesco Seguros


Latin Re


Banestes


Generali Seguros


Argo Brasil Seguros (Akad Seguros)


Newe Seguradora


QBE Insurance Europe


Mongeral


Porto Seguro


Latin Re


Work highlights


  • Representing FenaPrevi, Brazil’s national private pension and life association, in the drafting of the new regulatory framework for life insurance in Brazil.
  • Representing Icatu Seguros in a series of cases before the Brazilian Superior Court of Justice.
  • Advising Clube Santtu, on various matters, including corporate insurance required for its operation in Brazil.

Machado Meyer Sendacz e Opice Advogados

Machado Meyer Sendacz e Opice Advogados has made a strong push into the insurance and reinsurance market in the past year with the recruitment of two partners from Mattos Filho. New practice head Cassio Gama Amaral, who ‘lends the firm solid credibility in advising insurers and reinsurers’ on contentious and non-contentious matters, and Thomaz Kastrup, ‘an excellent lawyer with many years of experience in the (re)insurance market’ who is especially strong on the corporate and regulatory fronts, joined the firm in December 2022. The team now has ‘some of the best professionals in the market’ with a comprehensive offering that benefits from a strong overlap with the firm’s corporate and finance practices. Other key partners include Eduardo Avila de Castro, who stands out for his experience in banking regulatory matters, and Nei Schilling Zelmanovits, who excels in transactional work. Associate Pedro Henrique Ricco Verzemiassi is active in regulatory and corporate matters pertaining to the insurance and reinsurance sectors.

Practice head(s):

Cassio Gama Amaral; Thomaz Kastrup; Eduardo Avila de Castro; Nei Schilling Zelmanovits


Testimonials

‘Personalised service and specific understanding of regulatory demands.’

‘The firm’s insurance practice, headed up by Cassio Amaral, has some of the best professionals in this market. Cassio lends the firm solid credibility in advising insurers and reinsurers, having acted in relevant adjustment claims and M&A.’

‘Cassio Amaral – reference professional in insurance and reinsurance in Brazil. Outstanding performance in the guarantee insurance market, having actively participated in discussions of legislative/regulatory changes. He has outstanding performance on the litigation front, whether in the defence of the interests of his clients, or in achieving a settlement between the conflicting parties.’

‘The expertise of the partners and the team in regulatory and transactional issues in the insurance sector sets the firm apart.’

‘Thomaz Kastrup is an excellent lawyer with many years of experience in the (re)insurance market. In addition to his excellence in regulatory matters, his experience in M&A transactions makes him stand out as a point of reference in the sector.’

Key clients

HDI Seguros


IRB Brasil Resseguros


Zurich Minas Brasil Seguros


Caixa Seguridade


Metropolitan Life Seguros e Previdência Privada


Prudential do Brasil Seguros de Vida


Cardif do Brasil Vida e Previdência


Allianz Seguros


Berkley Seguros


Pottencial Seguros


IBM do Brasil


Axa Seguros


BMG Seguros


Junto Seguros


Generali Brasil Seguros


180 Corretora de Seguros


Banco C6


Mercado Pago


Pagseguro


Companhia Brasileira de Distribuição – GPA


Work highlights


  • Assisting Caixa Seguridade Participações in the R$667m sale to CNP Assurances of its equity interests in various  joint ventures.

Mandaliti Advogados

Demonstrating strong credentials in insurance and pensions-related work, Mandaliti Advogados manages a large volume of litigation matters. Praised by clients for delivering ‘smart and strategic solutions’, the firm represents a broad range of insurers, reinsurers and brokers. On the non-contentious side, the group assists with strategic commercial matters, including product and business launches, as well as broader regulatory and day-to-day concerns. Senior partner Renato Mandaliti is the main point of contact for pension funds, health plans, insurance and reinsurance clients. Regiane Marujo, Thiago Campos, Marco Yamanda and Ademilson Silva are also part of the core team.

Practice head(s):

Renato Mandaliti


Testimonials

‘A firm operating in many branches, specialising in insurance, with dedicated partners. They deliver smart and strategic solutions to the client.’

Key clients

BSP Participações


Bradesco Vida e Previdência


Bradesco Saúde


Willis Corretores de Seguros


Sul América


Work highlights


  • Defended Bradesco Saúde in a health insurance coverage claim.
  • Defended Bradesco Saúde in a health insurance claim concerning intraocular lenses.
  • Advising Bradesco Saúde on a coverage claim concerning the need for multidisciplinary treatment for an insured party who had been diagnosed with autism.

Mattos Filho

Mattos Filho has a ‘highly qualified‘ insurance team of ‘top-notch lawyers‘. Practitioners regularly ‘deal with complex issues, and deliver smart and strategic solutions‘, particularly on the non-contentious side, where the team has a solid track record in related M&A and strategic partnership agreements. The firm has been particularly active in supporting insurers in setting up digital distribution channels. Key partners include Marcelo Mansur Haddad ‘one of the most respected lawyers in the Brazilian insurance and reinsurance market‘, and Camila Leal Calais, who is active in transactional and regulatory matters, and singled out for her understanding of insurtechs. Following the December 2022 departure of Cassio Gama Amaral and Thomaz Kastrup , Thais Arza Monteiro is now the lead contact for contentious matters.

Testimonials

‘Highly qualified firm with a team of top-notch lawyers.’

‘Mattos Filho has a unique ability to structure complex legal solutions that involve more than one area of law. Collaboration between the different areas of the firm favours comprehensive and timely deliveries. Whenever my company is faced with an atypical or more complex legal issue, Mattos Filho is our go-to firm.’

‘Marcelo Mansur is one of the most respected lawyers in the Brazilian insurance and reinsurance market. He has a great ability to understand complex issues and identify what legal skills will be needed to address them. He is clear, objective and confident when dealing with clients and counter-parties.’

‘Camila Calais has extensive knowledge of the insurance and reinsurance industry and respective players, establishing contacts between people/companies to meet common needs. She has extensive experience in working with insurtechs, and in-depth knowledge of regulatory aspects applicable to the insurance and reinsurance sectors.’

Key clients

CNP Assurances


IRB-Brasil Resseguros


Chubb Seguros Brasil


Darwin Seguros


Banco Votorantim


Fairfax Brasil Seguros Corporativos


Grupo Prudential Seguros


Johnson & Johnson


Confederação Nacional das Seguradoras – Cnseg


 


Work highlights


  • Advised Darwin Saguaros on the incorporation of a digital insurance company.
  • Advised Chubb Seguros Brasil on a digital distribution deal with Meliuz.
  • Advised AXA on the incorporation and merger of AXA XL Seguros into AXA.

Pellon & Associados Advocacia

Pellon & Associados Advocacia has solid credentials for advising on major insurance and reinsurance disputes. The firm handles a range of engineering and property damage claims, and represents clients on issues linked to the telecoms, health and aviation sectors. Luís Felipe Pellon and Sergio Ruy Barroso De Mello are the names to note.

Work highlights


Pinheiro Neto Advogados

Quality, experience, assertiveness and prompt service are points of excellence’ at Pinheiro Neto Advogados, which provides strategic, regulatory, and commercial advice to insurers, reinsurers, and policyholders. The team is especially strong on the non-contentious side, and stands out for its in-depth knowledge of insurtech. Additionally, the firm provides industry clients with market-leading support in M&A transactions, joint ventures, financings, bancassurance structures, and product launches. Key individuals include: Diogenes Mendes Gonçalves Neto , who handles litigation and transactional matters; banking and finance partner Bruno BalducciniFernando Mirandez Del Nero Gomes, who acts for financial institutions, insurance and payment services clients in transactions; and Carlos Eduardo Gazineu de Azevedo, who is noted for his ‘unparalleled quality and expertise’, and leads the firm’s insurtech acceleration programme. The team has a deep bench of seasoned associates, including Raíssa Lilavati Barbosa Abbas Campelo, who specialises in regulatory, contractual and litigation work in the insurance sector, and the ‘pragmatic and courteousMariana Magalhães Lobato, a contact for transactional and regulatory insurance work.

Testimonials

‘Quality, experience, assertiveness and prompt service are points of excellence for the firm.’

‘Carlos Eduardo Azevedo is a professional of unparalleled quality and expertise. He showed broad knowledge of several areas, including insurance processes. Along with Carlos Eduardo, Mariana Magalhães Lobato was another key lawyer for the discussion of drafts, adjustments and adaptations of solutions. She is as pragmatic and courteous as Carlos Eduardo.’

‘The insurance team at Pinheiro Neto Advogados is extremely qualified to meet all types of demands, from the simplest to the most complex. With in-depth analysis of regulatory issues, the team brings innovative suggestions, seeking to align the regulator’s expectations with the reality of the insurtech. They are collaborative and available.’

‘Carlos Eduardo Azevedo – This professional has the unique ability to express his great knowledge with simplicity, bringing the reality of technology companies closer to the traditional insurance market. His proximity to the regulatory body and to several companies in the market, added to his experience and up-to-date studies, sets him apart.’

‘Mariana Magalhães Lobato stands out for her analytical capacity and understanding of regulatory bodies.’

‘Raíssa Lilavati Barbosa Abbas Campelo stands out for unique experience and in-depth knowledge of the sector.’ 

Key clients

Fairfax Seguradora


Caixa Seguradora


Axa Seguros


Safra Seguros Gerais


Brasilseg


Porto Seguros


Mapfre Seguros Gerais


Tokio Marine Seguradora


Samsung Eletrônica do Brasil


Nova Transportadora do Sudeste – Grupo Brookfield


Santos Bevilaqua Advogados

Noted for its ‘excellent knowledge of the insurance and reinsurance market in Brazil’, Santos Bevilaqua Advogados offers advice to both domestic and international insurers, covering a broad range of areas including banking, pensions, and healthcare. Clients commend its regulatory work and interactions with key regulators. The ‘very professional and qualifiedJoão Marcelo Dos Santos and Daniela De Matos Rodrigues, whose 'high knowledge of SUSEP regulations’ is highlighted by clients, are recommended for non-contentious matters. Keila Manangão is a lead contact for high-stakes litigation and arbitration in this space, while Marco Antonio Bevilaqua handles pension-related matters. Ana Paula Costa, whose insurance experience encompasses non-contentious mandates and litigation, is another noteworthy individual.

Practice head(s):

Ana Paula Costa; Daniela Matos; João Marcelo dos Santos; João Marcelo Carvalho; Keila Manangão; Marco Antonio Bevilaqua


Testimonials

‘Excellent knowledge of the insurance and reinsurance market in Brazil . The firm is up to date on all normative and regulatory matters linked to SUSEP and PROCON.’

‘Daniela Matos is diligent, has high knowledge of SUSEP regulations and PROCON legislation.’

‘Santos Bevilaqua is a professional, knowledgeable firm and its advice gives us a lot of confidence.’

Schalch Sociedade de Advogados

Highly qualified’ boutique Schalch Sociedade de Advogados provides a comprehensive range of litigation, commercial, and regulatory services in the insurance field. On the non-contentious side, the group assists with the structuring of insurance products, D&O policies, and various forms of coverage. Insurance and reinsurance clients also retain the team in high-value indemnity claims, corporate disputes and matters before SUSEP. Founding partner Debora Schalch is a strong performer in insurance-related litigation and possesses over 30 years’ market experience. Tatiana Algodoal Rosa focuses on non-contentious matters, while João Paulo Balthazar Leite excels in administrative, judicial and arbitral proceedings. Daniel Marcus, an associate with over 22 years’ experience, is also recommended for litigation in this space.

Practice head(s):

Débora Schalch; João Paulo Balthazar Leite; Tatiana Algodoal Rosa


Testimonials

‘Highly qualified firm and easy to deal with.’

‘Schalch has a highly qualified team that stands out not only for its evident technical capacity, but also for its assertiveness in conducting claims settlement processes and for the promptness and quality of the service provided. The technical opinions are always well-founded. The way they organise and summarise a case, in an objective and transparent manner, also sets them apart.’

‘Débora Schalch – always provides a fundamental strategic vision for the cases, demonstrating technical security in sensitive cases.’

Key clients

Ezze Seguros


Mitsui Sumitomo Seguros


Axa XL Seguros


Munich Re do Brasil Resseguradora


Sul América Cia Nacional de Seguros


Porto Seguro Cia. De Seguros Gerais


Liberty Seguros


Fairways Seguros


Atradius Collections Serviços de Cobrança de Dívidas


Mapfre Seguros Gerais


Fator Seguradora


Argo Seguros Brasil


Bradesco Seguros


Beazley Group


Tokio Marine Seguradora


Allianz Seguros


Chubb Seguros Brasil


Sompo Seguros


Swiss RE Corporate Solutions Brasil Seguros


BMG Seguros


Berkley International do Brasil Seguros


IRB Brasil Resseguros


Cescebrasil – Seguradora de Garantias e Crédito


Too Seguros


Work highlights


  • Defending Sompo Seguros in a lawsuit filed by T-Grão seeking to be indemnified due to a fire that damaged six of its silos.
  • Assisting Swiss RE Corporate Solutions Brasil Seguros in an enforcement action following the default of a multimillion insurance debt.
  • Defending Berkley International do Brasil Seguros in a lawsuit for damages filed by Partifib Peru and Partifib Guatemala against Frasson Engenharia.

Tavares & Chacur de Miranda Advogados

Tavares & Chacur de Miranda Advogados possesses substantial experience in prominent and high-value domestic and cross-border claims concerning the insurance and reinsurance sectors. The firm, which fields a dedicated health insurance litigation group, acts for a diverse client roster, where major insurers and reinsurers feature alongside financial services companies. In addition to its litigation track record, the practice is also well positioned to handle non-contentious insurance matters, regularly advising on commercial and risk management issues. Partner Daniel Chacur De Miranda undertakes a variety of work, with a particular focus on loss adjustment and contractual matters. Founding partner André Tavares remains a leading market figure, especially known for his high-end litigation experience.

Practice head(s):

André Tavares; Daniel Chacur de Miranda


Testimonials

‘The firm has lawyers with great expertise in insurance/reinsurance advisory and litigation matters.’

‘André Tavares and Daniel Chacur de Miranda stand out for their knowledge and expertise of the insurance industry.’

‘I understand that the biggest differential of the firm is the performance of partner André Tavares.’

‘We highlight the partner André Tavares, who has technical expertise in the insurance market and a differentiated preventive and procedural vision.’

‘Above average knowledge in the area of insurance law. Daniel Chacur is recommended.’

Key clients

Access – Sua Saúde Adm. de Benefícios


Axa XL Catlin


Caixa Seguradora


Chubb Seguros Brasil


Ezze Seguros


Junto Seguros


Mapfre Seguradora


Munich Re do Brasil Resseguradora


Swiss RE Corporate Solutions Brasil Seguros


Thb Corretora de Resseguro


Work highlights


  • Advising Chubb Seguros on a loss adjustment of D&O insurance cover for a securities class action filed before a Federal Court in New Jersey.
  • Assisting Junto Seguros in a litigation against a public entity regarding coverage of a performance bond issued for a major project.
  • Representing Chubb Seguros in a dispute regarding the reimbursement of defence costs related to a securities class action filed before a Federal Court in New York.

F. Torres Advogados

F. Torres Advogados has a strong footprint in the Brazilian insurance and reinsurance market with teams based in Rio de Janeiro and São Paulo. Its international offering is also enhanced through its association with UK insurance firm Kennedys. The firm provides comprehensive assistance to major insurers in high-value coverage disputes and claims, as well as strategic non-contentious matters. This expertise covers a range of areas, including D&O, aviation, real estate, and infrastructure. Managing partner Fabio Torres is a highly experienced litigation practitioner, while partner Marcelo Lopes leads on advisory matters, including contracts, warranty issues, and civil liability.

Practice head(s):

Fabio Torres


Key clients

Swiss Re


Generali


Chubb


Austral


Zurich Minas


Zurich Santander


Axa


Markel


Starr


Work highlights


  • Assisted IF P&C Insurance (the reinsurer) in a settled claim involving a continuous ship unloader, whose damage resulted in the loss of thousands of reais.
  • Advised Tokio Marine on insurance issues linked to the rupture of Dam 1 in Brumadinho, Minas Gerais.
  • Advised Zurich on ongoing insurance issues resulting from the rupture of the Fundão Dam in Minas Gerais in 2015.

J Armando Batista e Benes Advogados Associados

J Armando Batista e Benes Advogados Associados has a team of ‘excellent professionals’, noted for their ‘expertise in the insurance area’. The team has good credentials in high-value insurance and reinsurance disputes, and is also well versed in D&O, E&O, and reinsurance contracts and policies, as well as regulatory affairs. Managing partner José Armando Da Glória Batista brings valuable experience from his prior in-house roles in insurance companies and major banks. Partner Victor Augusto Benes Senhora, who has handled high-profile cases before the superior courts, also attracts high praise. Vivianne Cristina Dos Reis Batista is known for her regulatory expertise, while Daniela Benes Senhora Hirschfeld maintains a broad insurance practice, covering litigation and non-contentious issues.

Practice head(s):

José Armando da Glória Batista


Testimonials

‘The firm always provides us with excellent and prompt services.’

‘Victor Benes: helpful, technical, efficient and highly specialised.’

‘The reputable firm has a differentiated service compared to all others in the market. The work is always done quickly and with high quality.’

Key clients

Chubb Seguros Brasil


Itaú Seguros


Liberty Seguros


Fairfax Brasil Seguros Corporativos


Prudential Do Brasil Seguros De Vida


Porto Seguro Companhia De Seguros Gerais


Axa Xl Seguros


Itaúseg Saúde


Itaú Vida E Previdência


Marcep Corretagem De Seguros


Itaú Seguros De Auto E Residência


Azul Companhia De Seguros Gerais


Porto Seguro Vida E Previdência


Porto Seguro – Seguro Saúde


Indiana Seguros


Porto Seguro Capitalização


Porto Seguro Proteção E Monitoramento


Porto Seguro Administradora De Consórcios


Itaú Unibanco


Porto Seguro Serviços Médicos


Ambev


Axa Resseguros


Work highlights


  • Assisting Fairfax Brasil Seguros Corporativos in a coverage claim involving one of its clients—Cia. de Energia Elétrica do Estado do Tocantins.
  • Defending Itaú. in an insurance lawsuit in which the plaintiffs—heirs to Leon Kasinsky, the policyholder—seek to receive survivor’s pension following his death.
  • Defending Itaú Seguros in a lawsuit brought by a plaintiff who discovered, more than 30 years after their spouse’s passing, three insurance plans worth millions to which she alleges she is owed access.

Raphael Miranda Advogados

Raphael Miranda Advogados comes highly recommended for its ‘specialised’ insurance team and ‘excellent performance’ in policyholder-related work, including loss adjustment and indemnity matters. The practice has a strong foundation across several key industries, such as infrastructure, mining, construction, healthcare, banking, renewables, and oil and gas. Raphael Miranda, a seasoned professional with more than two decades’ experience in insurance and reinsurance disputes, jointly oversees the department with Pedro Ivo Mello and Antonio Pedro Raposo, both of whom are also active in insurance claims. Litigation specialists Luiza Bartolo and Victor Willcox were promoted to the partnership in 2022.

Practice head(s):

Raphael Miranda; Pedro Ivo Mello; Antonio Pedro Raposo


Testimonials

‘Best insurance law firm in the country for acting for policyholders. Highly specialised and with excellent performance in numerous cases relevant to the Brazilian insurance market.’

‘Specialised in insurance disputes.’

‘The team has a great deal of specialist knowledge, is very available and competent.’

Key clients

BRF


Vale


J&F Investimentos


Furnas – Centrais Elétricas


Ultrapar Participações


Banco BTG Pactual


Icatu Seguros


Enforce Group


Eneva


Votorantim Cimentos


Grupo Eleva


Gera Capital


Ancar Ivanhoe Administradora de Shopping Centers


Queiroz Galvão


Andrade Gutierrez


Opportunity


Terminal de Contêineres de Paranaguá


Sul América Seguros


Bemisa


Gemini Energy


Bradesco Seguros


SNEF Serviços e Montagens


Multiplan


Iguatemi


JHSF


MDC Energia


CEI Energética


Milplan


Sicredi


Odebrecht Realizações


WEG


Hidrovias do Brasil


MRS


Atacadão


Brasken


Positivo Tecnologia


VL Construtora


Qualicorp Administradora de Beneficios


VL Construtora


Qualicorp Administradora de Beneficios


Work highlights


  • Advising SNEF and Energ Power on an insurance dispute concerning damage to three generator units at a solar power plant.
  • Representing Eólicas BR in lawsuits against Chubb Seguros.

Sergio Bermudes Advogados

With extensive experience in high-stakes legal proceedings, Sergio Bermudes Advogados frequently appearing before the Supreme Federal Court on major test cases. The team’s contentious expertise includes administrative disputes in pensions, motor insurance, and life insurance. Insurers, reinsurers, and industry organisations regularly instruct the firm, which also handles corporate and regulatory matters, including policy drafting, distribution agreements, and bancassurance arrangements. Litigation specialists Guilherme Valdetaro Mathias and Marcio Vieira Souto Costa Ferreira jointly lead a team that delivers ‘smart and strategic solutions’.

Practice head(s):

Marcio Vieira Souto Costa Ferreira; Guilherme Valdetaro


Testimonials

‘A firm that handles complex issues, and delivers smart and strategic solutions.’

Key clients

União Nacional das Instituições de Autogestão em Saúde – Unidas


Cnseg


Fenasaude


Fenaseg


Fenaprevi


Seguradora Líder Dpvat


IESS – Instituto De Estudos De Saúde Suplementar


Bradesco Seguros


Bradesco Auto Re


Bradesco Saúde


Bradesco Vida E Previdência


Irb Brasil Re


Swiss Re Corporate Solutions Brasil Seguros


Sulamérica Seguros


Qualicorp


Caixa Seguros


Zurich Minas Brasil Seguros e Zurich Santander Brasil Seguros e Previdência


Chubb Seguros


Unimed Seguros


Berkley Brasil Seguros


Work highlights


  • Representing Fenasaúde – Federação Nacional de Saúde Suplementar in a case before the Superior Court of Justice (STJ).
  • Defending Chubb in a dispute brought by Anglo American.
  • Assisting Berkley Brasil Seguros in filing an injunctive relief to prevent Aneel from executing the full value of the insurance policy without first assessing the damages incurred by Aneel.

TozziniFreire Advogados

TozziniFreire Advogados provides comprehensive insurance and reinsurance advice encompassing corporate matters, regulatory compliance, and dispute resolution. The team is active in emerging sectors like insurtech, and offers support in associated online and data protection matters. The firm also handles major coverage claims, M&A transactions, insurance policies, and joint ventures, where it represents prominent insurers, reinsurers, and brokers. The ‘excellentBárbara Bassani De Souzahas a comprehensive and deep vision of the insurance market’, and jointly leads the team with New York-based partner Marcio Mello Silva Baptista.

Practice head(s):

Bárbara Bassani; Marcio Mello Baptista


Testimonials

‘A very experienced team with relevant experience in the insurance sector, which reverts positively in favour of clients, who have a more comprehensive and in-depth view of regulatory and contractual issues.’

‘Bárbara Bassani de Souza is an excellent lawyer and counsellor; she has a comprehensive and deep vision of the insurance market.’

Key clients

Argo Seguros Brasil


Banco BMG


Zurich Minas Brasil Seguros


Euler Hermes Seguros


Berkley International do Brasil Seguros


Principal Financial Services


Compagnie Française d’Assurance pour le Commerce Extérieur (COFACE DO BRASIL)


Fairfax Brasil Seguros Corporativos


Banco ABC Brasil


CesceBrasil Seguros de Garantias e Crédito


Work highlights


  • Acting for Argo Global in the acquisition by Spice of shares in Argo Seguros Brasil.
  • Assisting Banco BMG with the creation of insurance company BMG Seguridade and the purchase of MG Seguros.
  • Representing Zurich in a lawsuit filed by trade unions (Sindicato dos Auditores Fiscais de Rondônia e Sindicato Dos Trabalhadores Em Saúde No Estado De Rondônia) against the client and the State of Rondônia.

BMA Advogados

BMA Advogados has a highly respected insurance team which regularly advises buyers and sellers on various high-profile transactions. Corporate acquisitions and restructurings within the insurance sector are core areas of strength for the group, which also provides support on regulatory and tax issues pertaining to the industry. Rio de Janeiro-based corporate partner Henrique Vargas Gama Beloch spearheads the team and offers substantial expertise in regulatory matters. Other lead contacts include tax partner Maurício Pereira Faro, and litigator Pedro Oliveira Da Costa. Senior associate Adriano Carneiro is also recommended on the corporate side.

Practice head(s):

Henrique Vargas Gama Beloch


Testimonials

‘Professional knowledge combined with excellent client service.’

Key clients

SulAmérica


Bradesco Seguros


IRB Brasil Resseguros


Travelers


BB Seguros


Capemisa Seguradora


Qualicorp


Too Seguros


BTG Pactual Seguros


THB Seguros


Minuto Seguros


Newe Seguros


Sompo Seguros


QSaúde


Aon


Sombrero Seguros


Porto Seguro


Seguradora Líder dos Consórcios DPVAT


Generali Brasil Seguros


XP Vida e Previdência


Work highlights


  • Advised SulAmérica on the merger with Rede D’Or, creating one of the largest combined health-insurance and hospital groups in Latin America.
  • Assisted Sompo Seguros in the sale of its automobile and retail business in Brazil to HDI Seguros.
  • Advised Newe Seguros and its founders on the investment by Insuresilience Investment Fund Private Equity II SCA SICAV-RAIF, an investment fund managed by BlueOrchard.

Souza Araujo Butzer Zanchim Advogados – SABZ Advogados

Souza Araujo Butzer Zanchim Advogados – SABZ Advogados acts for policyholders and domestic and international insurers in D&O and E&O claims, policy agreements and loss adjustment procedures. Singled out for its 'technical quality', the group is also active in risk assessment matters and compliance issues. Practice head Pedro Guilherme Gonçalves De Souza, who possesses a wealth of experience in insurance litigation, is backed by a strong team of associates, including Rodolfo Mazzini Silveira, who focuses on disputes and contractual matters, and Luisa de Carvalho Rodrigues dos Santos.

Practice head(s):

Pedro Guilherme Gonçalves de Souza


Testimonials

‘This firm is distinguished by its professional performance, and high technical quality, availability, cordiality and assertiveness.’

‘I strongly recommend the work of partner Pedro Guilherme Gonçalves de Souza and his insurance team, particularly Rodolfo Mazzini Silveira and Luisa de Carvalho Rodrigues dos Santos, as they combine high technical quality with simple, clear, ethical and assertive language.’

‘Quality and speed in service, excellence of professionals, care and detail in all steps and reports prepared.’

Key clients

Ecorodovias Concessões e Serviços


PDG Realty Empreendimentos e Participações


Concessionária do Aeroporto Internacional de Guarulhos – GRU Airport


XP Vista Asset Management


SPIC Brasil Energia e Participações


SEI Incorporação e Participações


MChecon Produções


Starr International Brasil Seguradora


AIG Brasil Seguros


Liberty Seguros


RB Capital


Berkley International do Brasil Seguros


Calcenter – Calçados Centro Oeste


Promon Engenharia


Radar Propriedades Agrícolas


Investimentos e Participações em Infraestrutura – INVEPAR


Dual Services Brasil


Zurich Minas Brasil Seguros


Sumitomo Chemical Brasil Indústria Química


MRS Logística


Newen Holding


LED ID Comunicação – Agência Lâmpada


Allonda Ambiental


Work highlights


  • Advised Ecorodovias on the negotiation of insurance policies required in a new concessionaire’s contract.
  • Assisted Sumitomo in the revision of its insurance plan and insurance policies.
  • Advised XP on the draft of a standard guarantees clause for lease agreements.