Profile
Position
Brett Carr advises leading fintech market participants on complex regulatory issues at the intersection of payments, lending, and digital assets.
Brett draws on a sophisticated understanding of market regulation to guide investors, lenders, card networks and payment system operators, stablecoin and electronic money issuers, payment services and cryptoasset services providers, fintech platforms, merchants, and technology companies on a full spectrum of advisory matters involving:
- UK and cross-border structuring and expansion matters through regulatory licensing, M&A, capital markets, restructuring and investment activity
- Conduct of business obligations
- Engagement with regulators and supervisory matters
- Commercial arrangements, joint ventures, and other product development work
- Regulatory change and policy engagement
He brings deep experience to the interplay between payments and merchant and consumer lending regulation. He also advises central banks, trade associations, and regulators on designing and extending national payments and fintech regulatory regimes in both developing and developed markets.
Brett is a leading advocate for the sector and serves on The Payments Association’s Regulatory Working Group and Open Banking Working Group, engaging on behalf of the sector with government, regulators, and other major trade associations.
He leverages experience from a secondment to Goldman Sachs’ Consumer & Digital Finance legal team, where he advised on digital assets, transaction banking, and consumer business Marcus.
A recognized leader at the firm, Brett headed the London office’s First Generation Professionals Group and has volunteered at Bethnal Green Legal Advice Centre since 2017.
Before joining Latham, Brett practiced in the London office of an international law firm, where he completed secondments to a leading global bank and a Swiss private bank.
Content supplied by Latham & Watkins (London) LLP
Testimonials
Collated independently by Legal 500 research team.
‘Latham & Watkins has advised to us on UK regulatory issues related to blockchain and digital assets. Their team offers exceptional insight into the evolving crypto exchange landscape, and they’re consistently ahead of the curve in interpreting and applying complex regulatory developments. What makes the team stand out is not just the technical expertise, and that knowledge proactively—whether through briefings, industry roundtables, or client events. This adds real value and helps us stay informed on fast-moving issues. We appreciate their generosity to share contacts with the wider Latham blockchain experts. While they are at the higher end of the pricing spectrum, the quality of insight and service we receive generally justifies the cost—especially in such a complex and evolving regulatory environment.’
‘Stuart Davis is our main contact and a standout advisor. He has a deep understanding of the UK’s financial regulatory environment as it applies to blockchain, trading platforms, and broader crypto activity. His advice is clear, commercially focused, and grounded in both legal precision and sector understanding. Stuart also brings strong leadership to industry conversations, and we benefit significantly from Latham’s broader thought leadership efforts under his guidance. ’
‘Latham’s Fintech regulatory team is best-in-class for complex, cross-border matters and high-stakes advisory work. What distinguishes them is their ability to seamlessly translate deep legal knowledge into commercially actionable advice, particularly in areas like payments regulation, licensing, novel product structuring, and regulatory perimeter analysis. They are extremely well-coordinated, with a bench that operates more like a single brain across jurisdictions than a loose network of offices.
- The team is highly responsive and scalable—whether the matter is strategic or operational, they resource appropriately without over-lawyering. Their collaboration with internal stakeholders (legal, risk, and product teams alike) is excellent, and they stand out in their willingness to adapt processes and billing models to suit evolving in-house needs. The practice is also strong on diversity and inclusion, with visible leadership from across backgrounds and career stages.’
‘Stuart Davis is a standout partner—trusted, pragmatic, and incredibly sharp on the regulatory side. He brings a strategic lens to every conversation and consistently delivers clear, risk-aware guidance that’s easy to use with business stakeholders. He’s thoughtful, calm under pressure, and shows real leadership on fast-moving, high-profile workstreams.
- Brett Carr is another key figure on the team—technically superb and always composed, even when the issues are highly complex or time-sensitive. Brett brings a great mix of clarity, legal depth, and commercial acumen. He has a strong handle on both the UK and broader EU regulatory landscape, and is particularly valuable when navigating uncertainty or grey areas.
Key clients
- Blockdaemon
- Coinbase
- Etsy
- Ether.fi
- Hidden Road
- Revolut
- Tangem
- Transcard
- Worldpay
- Zilch