Toby Riley-smith QC > Chambers of Charles Gibson QC > London, England > Lawyer Profile

Chambers of Charles Gibson QC
Henderson Chambers

Work Department

Product liability, consumer, personal injury, health and safety, environment, commercial and contractual (sale of goods and consumer credit).


Barrister specialising in product liability; health and safety; commercial/consumer including consumer credit and asset finance; personal injury including occupier’s liability and road traffic accidents; business law.


Called 1995; Jules Thorne scholar, Middle Temple 1994; publications: contributor to Volume 9 (1) of ‘Halsbury’s Laws – Consumer Credit’ (1998); contributor to volume 37 of ‘Halsbury’s Law – Practice and Procedure’; contributor to ‘Product Liability: ?Law and Insurance’ LLP (2000); contributing editor ‘Goode: Consumer Credit Law and Practice’ (2003); author Blackstone’s ?’Guide to the Consumer Credit Act’ 2006; CEDR accredited mediator; editor of ‘Butterworth’s Commercial and Consumer Law Handbook 2008’.


Personal Injury Bar Association; Commercial Bar Association; CEDR; Health and Safety Lawyers Association.


Eton College; Trinity College, Cambridge (MA).


Cricket, shooting, opera, racing, and growing family.

Lawyer Rankings

London Bar > Financial services regulation

(Leading Silks) Ranked: Tier 3

Toby Riley-Smith QCHenderson ChambersHighly intelligent and very hard-working, and good at getting to the core of a case without being distracted by peripherals.

Henderson Chambers is ‘an excellent set for financial services regulatory matters‘ with a selection of ‘highly recommended‘ silks and juniors. There is a strong overlap with its market-leading work on the consumer credit end, and its members are regularly instructed by the major retail banks, financial services companies, and fintech providers. The set offers a wide range of expertise on contentious and non-contentious matters, where senior silks and juniors such as Richard Mawrey QC, William Hibbert and Julia Smith have long held sway. Other names of note include up-and-coming silks Toby Riley-Smith QC and Henry Warwick QC, who took silk in 2020, and Nazeer Chowdhury.

London Bar > Banking and finance (including consumer credit)

(Leading Silks) Ranked: Tier 5

Toby Riley-Smith QCHenderson ChambersStrong attention to detail, impressive advocacy skills, and expert in the area of consumer credit.

Henderson Chambers is ‘at the forefront of consumer credit‘ and praised for its ‘strength-in-depth and availability‘. Its silks and juniors are ‘always very personable‘ and clients are ‘grateful for the commercial acumen they bring‘. The set is a popular with the major banks and several challenger banks, and members such as Richard Mawrey QC, Julia Smith and William Hibbert are very active on the advisory front. Notable case highlights included Toby Riley-Smith QC‘s advice to Intrum UK Finance on Intrum Finance v BaldwinHenry Warwick QC, who recently took silk, was also involved in Praetura Asset Finance v Prime Industries.

London Bar > Consumer

(Leading Silks) Ranked: Tier 1

Toby Riley-Smith QCHenderson ChambersFirst-class practitioner, he has become the benchmark to measure all other barristers and he beats them consistently.

Henderson Chambers is a ‘good set at 360 degrees’, with a ‘professional and well-organised clerking team.’ The barristers are praised for their great expertise in consumer credit, consumer protection, and finance law. Of particular note in chambers, finance houses and banks are often represented by the highly regarded Richard Mawrey QC, while, in trading standards and product liability law, Nazeer Chowdhury is acting in the VW emissions litigation, and Toby Riley-smith QC was instructed by Whirlpool in the inquiry arising from the Grenfell Tower disaster. Chambers’ members also act in civil and criminal cases with environmental, health and safety, and food safety, and increasingly on government consumer cases, with a focus on FCA instructions.

London Bar > Product liability

(Leading Silks) Ranked: Tier 2

Toby Riley-Smith QCHenderson ChambersHe is a highly respected and enthusiastic practitioner with eye for detail.

London Bar > Health and safety

(Leading Silks) Ranked: Tier 2

Toby Riley-Smith QCHenderson ChambersA first-class advocate: steely, effective, and charming.

London Bar > Environment

(Leading Silks) Ranked: Tier 4

Toby Riley-Smith QCHenderson ChambersHe has excellent analytical skills and is good with clients, making them feel welcomed and valued.