Gough Square Chambers is a ‘very good set for complex regulatory issues‘ and ‘financial services regulated lending work‘. This includes high-end advisory support, as well as contentious dealings with the financial regulators. Stephen Neville is active on the non-contentious side and advised Aldermore Bank on the £380m MotoNovo Securitisation of car finance hire purchase agreements. On the disputes side Jonathan Kirk QC and Thomas Samuels represented the self-invested pension plan administrator in R (Berkeley Burke SIPP Administration Ltd) v FOS, FCA and Charlton, which went to the Court of Appeal. Fred Philpott and Kate Urell were also involved in CFL Finance Ltd v Bass.

Gough Square Chambers is ‘excellent for any consumer credit or mortgage regulatory advice‘ and clients appreciate its ‘perfect balance of seniors and juniors‘. Clients also credit ‘a real sense of team in chambers‘, and the fact that more senior members such as Fred Philpott ‘has helped pass the baton to junior members where appropriate‘. Notable case highlights include Kerrigan & Ors v Elevate Credit, in which Ruth Bala acted for the defendant, and Milne v Open Access Finance Ltd where Iain MacDonald also represented the defendant. Thomas Samuels also achieved a successful result for the defendant in Promontoria (Henrico) Ltd v Samra.