Mrs Jo Ratcliffe > Walker Morris LLP > Leeds, England > Lawyer Profile

Walker Morris LLP
33 Wellington Street

Work Department



Partner and Head of Pensions


Jo is widely recognised for her knowledge of pensions and advises both companies and trustee boards. She is a member of the North East Group of the Association of Pension Lawyers and was formerly chair of the North West Association of Pension Lawyers. She is an elected member to the Association of Pension Lawyers Committee on public sector pensions. Jo has been ranked as a leading pension lawyer in Chambers Guide to the UK Legal Profession and Legal 500 since 2000.

She has in depth experience of advising both employers and trustees on all types of pensions law including amendments, restructuring, winding up, Pensions Ombudsman claims, outsourcing and PFI, mergers and acquisitions.

Jo acts as lead adviser for a range of pension clients, from FTSE 100 to smaller companies.

She moved to Walker Morris from Addleshaw Goddard where she was head of pensions in Manchester. The reason she chose Walker Morris is because of its unique culture in that partners are expected to actually do the work.

Head of the pensions group Jo Ratcliffe advises clients on a range of matters, such as restructurings, outsourcings and mergers. She is a top choice for clients in both public and private sectors, with sources describing her as “technically very good, incredibly committed, tenacious and practical.”

Lawyer Rankings

Yorkshire and the Humber > Employment > Pensions

With a client roster comprising national employers and trustees, Walker Morris LLP’s pensions practice handles the breadth of contentious and non-contentious issues. Recent engagements for practice head Jo Ratcliffe have involved GMP equalisation, revisions of scheme deeds and rules, audits of historical errors, buyins and buyouts and transactional due diligence. Director Ruth Bamforth leads on bulk transfer projects for defined contribution plans. Commercial litigation head Gwendoline Davies defended a high-value pensions claim for a pensions administrator concerning scheme management and investment.