Steve Gallaugher > MinterEllisonRuddWatts > Auckland, New Zealand > Lawyer Profile

PO BOX 105 249
New Zealand

Work Department

Banking and Finance




A specialist banking and finance lawyer, Steve acts for major banks and corporates providing strategic advice on secured, unsecured, and subordinated debt facilities, acquisitions, corporate reorganisations/restructures, management buy-outs, and securitisations.  He is also well-known in New Zealand’s project and property finance sectors, and is recognised for acting on all the major government PPPs in New Zealand to date.

Admitted to the bar in 2008 in England and Wales and 2004 in New Zealand.




LLB, BCom (Finance)

Lawyer Rankings

New Zealand > Banking and finance

(Leading individuals)

Steve GallaugherMinterEllisonRuddWatts

MinterEllisonRuddWatts is highly regarded for its representation of leading domestic and international banks such as KiwiBank, HSBC and Bank of China on top-end acquisition finance matters, project and real estate financing. The Auckland office is home to Steve Gallaugher, who leads the leveraged and institutional finance practice, and Kate Lane who is renowned for her expertise in corporate finance and in the fast-developing area of ESG bonds. Property finance specialist Michael Langdon is another key name, as is special counsel Simon Gray and senior associate Marie Kissick . Based in Wellington, Chris O’Brien acts for public sector entities, and is a trusted advisor to the New Zealand Government Treasury. He continues to acts for the Ministry for Business, Innovation and Enterprise on a series of loans advanced out of the Provincial Growth Fund.

New Zealand > Projects and resources management (including environment)

MinterEllisonRuddWatts‘ practice works with teams from other disciplines, such as head of real estate David Gilbert and corporate and commercial consultant Paul Foley, to advise on large-scale infrastructure and construction projects, acting for major construction and developer clients, government entities and funders. For the government it acted also as primary advisor on reform of the resource management system, led by environmental and resource management specialist Rachel Devine, as well as assisting with the Covid-19 response regarding fast-tracking environmental consenting. The firm has a focus on project financings, including private project financings in the irrigation sector, with banking and finance partner Steve Gallaugher providing expertise in acquisition finance and refinancings. Sarah Sinclair brings the construction expertise; she worked on the Christchurch Earthquake rebuild projects with fellow construction specialist Travis Tomlinson. Resource management and environmental law specialist Bianca Tree advises on planning and resource consent strategies and is skilled in dispute resolution including before the Environment Court and High Court. Tom Fail left the firm in December 2020.