Lloyd Kavanagh > MinterEllisonRuddWatts > Auckland, New Zealand > Lawyer Profile

PO BOX 105 249
New Zealand

Work Department

Banking and Financial Services


Partner – Financial Services


Lloyd is an internationally acclaimed financial services lawyer and deal maker. He is also a sought-after adviser on investment funds, insurance, banking, FinTech, financial services regulation, and corporate governance.

Lloyd is the founder of MinterEllisonRuddWatts’ highly acclaimed Financial Services Team and is also a former Chair of the firm. He advises many of New Zealand’s top financial institutions and boutiques. Major clients include ANZ Bank, ASB Bank, KiwiBank, TSB Bank, Westpac Bank, Aon, ANZ Investments, ASB Group Investments, Generate Wealth, KiwiWealth, Milford Asset Management, Pie Funds, and Sharesies. International clients such as Klarna Bank and Sumitomo Mitsubishi Banking Corporation also seek out his counsel. He has also advised the NZ Banker’s Association, the Financial Markets Authority (FMA), the Ministry of Business, Innovation and Employment (MBIE) and the Ministry of Justice on key regulatory and governance issues.

He has extensive experience in public offers, mergers and acquisitions (M&A), and restructuring projects. He also advises on securities regulation including the Financial Markets Conduct Act (FMCA), anti-money laundering and countering financing of terrorism (AML/CFT), bank and non-bank deposit-taker regulation (Banking (Prudential Supervision) Act and Non-Bank Deposit-Takers Act), and the Insurance (Prudential Supervision) Act.




LLB, University of Otago (1993)

AMP, The Wharton School of the University of Pennsylvania (2003)


Lawyer Rankings

New Zealand > Investment funds

(Hall of Fame)

Lloyd KavanaghMinterEllisonRuddWatts

Counting leading domestic financial institutions among its key roster of clients, MinterEllisonRuddWatts ‘has a breadth of experience in investment funds that is second to none in New Zealand’. Noted for its transactional and regulatory expertise, the team advises on developing fintech and cryptocurrency matters, acting national and international crypto/blockchain clients, as well as retail platform offerings. With respect to the joint practice heads, as one client puts it: ‘Jeremy Muir is a standout partner in this space along with Lloyd Kavanagh and together, they lead a team of high-calibre individuals’. Kavanagh covers investment funds, financial services regulation and corporate governance, while Muir is at the heart of the fintech sector, advising on cryptocurrencies, digital tokens and coins, NFTs and other blockchain projects. Special counsel Alistair Robertson, who ‘brings his extensive in-house experience’ to the team, and senior associate Maria Collett-Bevan both possess demonstrable experience in financial services regulation. All named practitioners are based in the firm’s Auckland office.