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Loh Mei Mei

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Zul Rafique & Partners

Work Department

Banking & Finance, Islamic Finance, Capital Markets


Loh Mei Mei is the head of the Banking & Finance Practice Group. She specialises in corporate banking, syndications, structured finance, project finance, Islamic finance, debt capital market, Sukuk issuance and asset-backed securitisation in both domestic as well as cross-border financing.

Mei Mei has advised on some of the largest and most complex landmark financing transactions in Malaysia, both conventional and Islamic financing. Due to her extensive experience and in depth knowledge, she is frequently consulted by financial institutions, corporations and regulatory authorities to advise on new innovative products and financing structures and policy guidelines which enable her to stay in the forefront of new developments.


Mei Mei was admitted as a Barrister and Solicitor of the Supreme Court of Victoria, Australia in 1987. In 1988, she was admitted as an Advocate & Solicitor of the High Court of Malaya. Prior to joining ZUL RAFIQUE & partners, she practiced law at another large Malaysian law firm and thereafter was the general counsel at an international bank. Having been a general counsel for a leading international bank for several years as well as being a committee member of the International Chamber of Commerce (ICC) Banking Committee of Malaysia, Mei Mei is well regarded for her commercial acumen in financing transactions which together formed a strong foundation in her understanding of the business and financial aspect of financing transactions.

• Listed in IFLR1000’s Women Leaders Guide - an elite cohort of the 300 leading female transactional experts in local markets globally. Mei Mei is one of only 4 lawyers from Malaysia to be included in the Guide
• Band 1, Individual Ranking in Banking & Finance, Chambers Asia Pacific 2018
• Leading Lawyer in Banking & Finance, IFLR1000 2018
• Leading Individual in Banking & Finance, Legal 500 Asia Pacific 2018
• Leading Practitioner in Banking & Finance and Capital Markets, Asialaw Leading Lawyers 2019
• Listed in Who's Who Legal: Capital Markets 2018


English and Bahasa Malaysia


Malaysian Bar


Mei Mei graduated with a Bachelor of Laws (LLB) degree and a Bachelor of Science (BSc) degree from Monash University, Victoria, Australia.


Banking and finance

Within: Leading individuals

Loh Mei Mei - Zul Rafique & Partners

Within: Banking and finance

With excellent cross-border experience, the team at Zul Rafique & Partners provides transactional and regulatory advice to a range of lenders and borrowers. Ashela Ramaya acted for a very large syndicate of arrangers and lenders on Projek Lintasan Sungai Besi-Ulu Klang's RM 2.2bn financing of the Sungai Besi-Ulu Klang elevated expressway by way of an Islamic term facility. Corporate finance specialist Loh Mei Mei heads the practice; Chan Kwan Hoe, Kung Suan Im and Celine Rangithan are also active in the space. Senior associate Iris Koh Siau Wei is noted for her experience in bilateral and syndicated financing as well as complex project and offshore financing.

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Capital markets

Within: Leading individuals

Loh Mei Mei - Zul Rafique & Partners

Within: Capital markets

Noted for its strength in equity capital markets, Zul Rafique & Partners' practice is led by Jerry Ong, who advised Maxis on the regulatory aspects of its RM1.65bn private placement of shares offered to domestic and international investors. He also acted for CCCG Overseas Real Estate on its RM200m subscription of shares in WCT Precious Development. On the debt capital markets side, Ashela Ramaya and Chan Kwan Hoe advised MIDF Amanah Investment Bank as arranger on PNB Merdeka Ventures' RM2bn green socially responsible investment (SRI) sukuk and its unrelated RM3.65bn sukuk. Loh Mei Mei is highly active in debt capital markets.

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Islamic finance

Within: Leading individuals

Loh Mei Mei - Zul Rafique & Partners

Within: Islamic finance

Loh Mei Mei heads the well-resourced practice at Zul Rafique & Partners, which frequently handles high-value Islamically structured financings. Ashela Ramaya advised a very large syndicate of arrangers on a RM2.2bn Islamic financing and a RM2bn sukuk programme to fund the Sungai Besi-Ulu Klang Elevated Expressway project. Issuer clients include MEASAT Broadcast Network Systems and Genting. Celine Rangithan is also recommended.

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Legal Developments by:
Zul Rafique & Partners


    PRESUMPTION OF GUILT ‚Äď REMEDY OR JEOPARDY? Netizens in Malaysia now share a common fear and feeling of uneasiness following the swift passing of the Evidence (Amendment) (No.2) Bill 2012 in May 2012, which amends the Evidence Act 1950.
    - Zul Rafique & Partners

Legal Developments in Malaysia

Legal Developments and updates from the leading lawyers in each jurisdiction. To contribute, send an email request to
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    The Construction Industry Payment and Adjudication Act of Malaysia received royal assent and became law on 18th June 2012.

    PRESUMPTION OF GUILT ‚Äď REMEDY OR JEOPARDY? Netizens in Malaysia now share a common fear and feeling of uneasiness following the swift passing of the Evidence (Amendment) (No.2) Bill 2012 in May 2012, which amends the Evidence Act 1950.
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