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Lucy Dunbar

Work 020 7615 9569
Sacker & Partners LLP

Work Department



Lucy advises trustees and employers on a wide range of defined benefit and defined contribution pensions issues, with particular experience in benefit change exercises. She has advised on exercises involving closure to future accrual, implementing pensionable pay caps and introducing new benefit structures, including advising employers on contractual changes and consultation exercises.

More recently Lucy has also worked with a number of employer clients to implement their auto-enrolment proposals, including enrolment into both occupational and personal pension arrangements. Lucy has helped employers to categorise their workforce, draft employee communications, amend Scheme documentation and negotiate services agreements with outsourced providers.

Lucy has been involved in a number of scheme mergers and corporate restructurings and enjoys working with trustees to resolve member disputes and discretionary benefit cases.

Lucy takes a keen interest in pension tax issues and advises members of the public on behalf of TPAS.


Qualified: 2008, England & Wales

Pensions experience since: 2008

Joined Sackers: 2008

Employers: Lovells LLP (2006-2008)


Association of Pension Lawyers (Full Member)



Nottingham Law School (2005-2006)
BPP (London) Law School (2004-2005)
Selwyn College, University of Cambridge (2001-2004)

Degree: MA (Hons) Natural Sciences (Chemistry) (1st class)
Graduate Diploma in Law (Distinction)
Legal Practice Course (Distinction)

London: Human resources


Within: Pensions

'First-class boutique' Sacker & Partners LLP is 'incredibly strong for all types of pensions work'. Ian Pittaway and Peter Murphy lead the non-contentious and contentious practices respectively; Mark Greenlees and defined contribution scheme expert Helen Ball are also names to note. The group's contentious work includes representing the trustees of the HSBC Bank UK Pension Scheme in multiple member complaints and acting for the trustees of the Carillion Pension Scheme in the inquiry and regulator investigation relating to anti-avoidance powers regarding the company's insolvency. Non-contentious highlights include advising the trustees of the Express Pension Scheme and the Arla Foods Pension Scheme on the scheme merger which used an asset-backed contribution structure to equalise funding levels, assisting EDS Trustee with the spin-off of the enterprise services division from Hewlett Packard Enterprises to DXC, and acting for Meredith on the pensions aspects of its $2.8bn offer for Time. The National Grid Pension Scheme, Royal Mail Pension Plan and the TfL Pension Fund are also clients. Ralph McClelland, Lucy Dunbar and Jacqui Reid all made partner in 2018.

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