Zak Virgin > Mills & Reeve LLP > Norwich, England > Lawyer Profile

Mills & Reeve LLP
1 St James Court

Work Department

Banking and finance.


Partner in the finance team specialising in asset-based lending, acquisition finance and non-contentious restructuring and insolvency work. Zak recently led the team acting for PNC Business Credit on substantial asset-based lending facilities for the MBI of the cakes division of McCambridge Group Holdings plc backed by NBGI private equity. He led the teams advising the administrators of the Cardale group, the Brilliant Media group, Silver Spring Soft Drinks and Axminster Carpets on the sales of the businesses and assets issues relating to the administrators’ appointment, duties and distributions to creditors.


Trained Mills & Reeve; qualified 2001; partner 2010 to date. Trainee solicitor, Mills & Reeve 1999-2001; solicitor 2001-03; senior solicitor 2003-06; associate 2006-10. Current directorships: governor, Norwich City College of Further and Higher Education 2006 to date.


Caister High School, Caister, Norfolk; East Norfolk Sixth Form College, Gorleston, Norfolk; University of Nottingham (1997 LLB).


Golf, football, cricket (playing and spectating).

Lawyer Rankings

London > Finance > Asset based lending

At Mills & Reeve LLPZak Virgin leads the national team from the Norwich office and has succesfully cultivated a strong practice advising both funders and borrowers on mid-market ABL-related domestic mandates.

East Anglia > Finance > Banking and finance

(Leading individuals)

Zak VirginMills & Reeve LLP

Mills & Reeve LLP is praised for providing ‘the benefit of good lawyers without London prices or arrogance‘. The firm’s national banking and finance practice includes a highly regarded real estate finance team that handles complex and high-value transactions across the UK. The firm acts for large corporate borrowers and major universities in their funding activities, as well as advising banks such as HSBC. Corporate and acquisition finance partner William Roles leads the practice from Cambridge, where not-for-profit finance specialist Sarah Seed and real estate finance partner Laura Holdaway are pivotal figures in the practice. Zak Virgin in Norwich is the key contact for asset-based lending. Cambridge-based principal associates Matthew Howling and Frances Churchard also specialise in banking and finance.