Jonathan Chertkow > Hogan Lovells International LLP > London, England > Lawyer Profile
Hogan Lovells International LLP Offices
ATLANTIC HOUSE
HOLBORN VIADUCT
LONDON
EC1A 2FG
England
- Firm Profile
- Go to...
Jonathan Chertkow
Work Department
Financial Institutions
Position
Partner
Career
Jon is a partner in the Financial Services team. He helps banks, consumer finance firms, payment service providers and Fintechs navigate the ever-changing regulatory environment and manage risk. Using industry and regulatory knowledge built up over nearly 20 years working in this sector, Jon helps clients innovate through new products or new operations, carry out compliance audits of their existing business and engage with regulators and customers. Clients recognise him as “a go-to person to launch a complex or different product, particularly in the digital environment” (Chambers UK 2020)
Jon also brings his regulatory and industry knowledge to assist clients in entering into strategic outsourcing agreements and M&A activity, including strategic investments, loan portfolio acquisitions, and disposals, and Part VII banking transfers. His understanding of the day-to-day regulatory requirements means that he can bring commercial solutions to the deal, helping clients identify, quantify and mitigate risks.
Jon advises on issues arising under sector-specific regulations, including the Consumer Credit Act, the Payment Services Regulations, E-money Regulations, BCOBS, CONC, and MCOB, as well as the impact of unfair terms, consumer rights, data privacy, and AML in the financial services sector. In addition, Jon advises on new technologies, including digital currencies and blockchain and frequently works with colleagues around the world to assist clients who operate across jurisdictions in understanding the latest regulatory trends in relevant jurisdictions.
Jon is ranked for both consumer finance and payments by Chambers UK. “His technical skills are exceptional, his industry knowledge is outstanding and he comes up with good, workable solutions.” Chambers UK, 2020
Education
B.A., University of Oxford; Pembroke College 2000.
Lawyer Rankings
London > TMT (technology, media and telecoms) > Fintech
Payments, financial services regulation and technology issues – such as blockchain, cryptoassets and the financial services implications of AI – make up some of the key pillars of Hogan Lovells International LLP‘s wide-ranging offering. The practice is jointly overseen by global head of fintech, Emily Reid
; head of the financial services regulatory practice, Jonathan Chertkow; head of of the digital assets and blockchain practice, John Salmon, and co-head of the sustainable finance and investment group Bryony Widdup – who joined from DLA Piper in November 2022. Michael Thomas is well placed to assess the regulatory feasibility of the use of crypto-based tokens, while James Black is a go-to name for major digitilasation projects. Payments specialist Roger Tym is regularly sought out by major payment services disruptors, while Anthony Doolittle frequently advises crypto exchanges on corporate governance matters. Jennifer Staniforth, James Sharp and Mark Orton further extend the fintech expertise at the firm.
London > Corporate and commercial > Financial services: non-contentious/regulatory
Commended for its ‘incredible depth and breadth of knowledge’, Hogan Lovells International LLP counts global banks, asset managers and financial market infrastructure providers, in addition to fintech start-ups, among its key roster of clients. Practice leader Jonathan Chertkow has demonstrable experience in the payments and consumer finance sectors, while Rachel Kent ‘has outstanding insight into government policy and regulatory change’ and Michael Thomas is praised for his ‘unparalleled knowledge’ in market infrastructure and governance matters. Other key contacts in the team include ‘trusted adviser’ James Black and ‘incredibly valuable’ Rita Hunter.
Lawyer Rankings
- Fintech London > TMT (technology, media and telecoms)
- Financial services: non-contentious/regulatory London > Corporate and commercial
Top Tier Firm Rankings
- Public sector > Administrative and public law
- Dispute resolution > Banking litigation: investment and retail
- Corporate and commercial > Commercial contracts
- Dispute resolution > Commercial litigation: premium
- Real estate > Commercial property: corporate occupiers
- Real estate > Commercial property: development
- Risk advisory > Data protection, privacy and cybersecurity
- TMT (technology, media and telecoms) > Fintech
- Crime, fraud and licensing > Fraud: civil
- Projects, energy and natural resources > Infrastructure: Project finance and development
- Insurance > Insurance: corporate and regulatory
- TMT (technology, media and telecoms) > Intellectual property: patents (contentious and non-contentious)
- Industry focus > Emerging markets
- Industry focus > Emerging markets
- Industry focus > Life sciences and healthcare
- Investment fund formation and management > Listed funds
- Employment > Pensions (non-contentious)
- Employment > Pensions: dispute resolution
- Insurance > Product liability: defendant
- Real estate > Property litigation
- Finance > Trade finance
Firm Rankings
- Real estate > Commercial property: investment
- Dispute resolution > Competition litigation
- Real estate > Construction: contentious
- Real estate > Construction: non-contentious
- Risk advisory > Corporate governance
- Finance > Corporate restructuring & insolvency
- Corporate and commercial > Corporate tax
- Finance > Derivatives and structured products
- Corporate and commercial > EU and competition
- Corporate and commercial > Financial services: contentious
- Industry focus > Hospitality and leisure
- Projects, energy and natural resources > Infrastructure: M&A and acquisition financing
- Dispute resolution > International arbitration
- Projects, energy and natural resources > Oil and gas
- Insurance > Professional negligence
- Real estate > Property finance
- Investment fund formation and management > Real estate funds
- Risk advisory > Regulatory investigations and corporate crime (advice to corporates)
- Finance > Securitisation
- Finance > Transport finance and leasing
- Finance > Acquisition finance
- Transport > Aviation
- Finance > Bank lending: investment grade debt and syndicated loans
- Finance > Debt capital markets
- Industry focus > Emerging markets
- Employment > Employee share schemes
- Corporate and commercial > Equity capital markets – mid-large cap
- Corporate and commercial > EU and competition: trade, WTO anti-dumping and customs
- Corporate and commercial > Financial services: non-contentious/regulatory
- Employment > Health and safety
- Finance > High yield
- Insurance > Insurance and reinsurance litigation
- TMT (technology, media and telecoms) > Intellectual property: trade marks, copyright and design
- Projects, energy and natural resources > Mining and minerals
- Real estate > Planning
- Corporate and commercial > Private equity: transactions - mid-market deals (up to £250m)
- Dispute resolution > Public international law
- Transport > Rail
- Dispute resolution > Tax litigation and investigations
- Corporate and commercial > VAT and indirect tax
- Projects, energy and natural resources > Water
- Investment fund formation and management > Fund finance
- Projects, energy and natural resources > Power (including electricity, nuclear and renewables)
- Investment fund formation and management > Private funds
- Employment > Employers
- Crime, fraud and licensing > Fraud: white-collar crime (advice to individuals)
- TMT (technology, media and telecoms) > IT and telecoms
- Corporate and commercial > M&A: Upper Mid-Market And Premium Deals, £750m+
- TMT (technology, media and telecoms) > Sport
- Corporate and commercial > Equity capital markets – small-mid cap
- Insurance > Insurance litigation: for policyholders