Mrs Joan Carette > Simont Braun > Brussels, Belgium > Lawyer Profile

Simont Braun
Avenue Louise 250 (10)

Work Department

Financial Services, Regulatory, FinTech




Joan Carette  

is a Financial law & FinTech lawyer combining broad expertise in financial and regulatory laws with specific knowledge of ICT regulations, including eIDAS, data protection, IT contracting, outsourcing, etc.

She advises banks, payment institutions, e-money institutions, FinTechs and RegTechs on all legal and regulatory aspects relating to their activities.

Joan’s professional background includes experience with the Belgian financial supervisory authority (at the time, CBFA) where she supervised banks, money exchange, investment firms and payment institutions. She also has extensive experience as an in-house lawyer, acquired in the context of two secondments, the first one with an entity active in payments and the second one with a RegTech.


French - English - Dutch

Lawyer Rankings

Belgium > EU regulatory: Financial services

(Next Generation Partners)

Joan CaretteSimont Braun

Simont Braun‘s ‘very responsive, accessible and solutions-oriented‘ team consists of ‘true experts on regulation and fintech‘. Recent work included advising banking and fintech clients on the regulatory aspects of implementing strategies to manage the potential impact of Brexit, as well as handling online payment and electronic banking regulation issues. The ‘very energetic and personablePhilippe De Prez is ‘very knowledgeable about fintech specificities‘; he jointly leads the practice with the ‘technically robustJoan Carette (who was formerly at Osborne Clarke). Other key individuals include counsel Thomas Derval, senior associate Jean-Christophe Vercauteren and associate Charlotte De Thaye. Catherine Houssa retired.

Belgium > Fintech

(Leading individuals)

Joan CaretteSimont Braun

Simont Braun has ‘a seamlessly-integrated team‘ advising on disruptive initiatives involving mobile payments, virtual currencies and blockchain applications. Philippe De Prez has ‘a remarkable track record in this field‘, and alongside Joan Carette – who joined from Osborne Clarke in July 2020 – is recognised as a ‘stand-out partner‘. Current work includes assisting UK-based Ebury on its set-up and licensing as the first B2B provider to move to Belgium ahead of Brexit. De Prez and Carette jointly lead the practice, and former co-head Catherine Houssa retired.

Comparative Guides

Belgium: Fintech October 2020 This country-specific Q&A provides an overview to Fintech laws and regulations that may occur in Belgium.