Mrs Sandra Lodewijckx > Lydian > Brussels, Belgium > Lawyer Profile


Work Department

Commercial law 
Dispute Resolution


Sandra is a partner in the Commercial and Dispute Resolution practices and heads the Insurance and Reinsurance team.


Sandra has a particular focus on:

  • insurance law
  • liability issues
  • pensions law
  • litigation 

Sandra’s six years’ experience with ING Insurance (now Vivium) means that she combines direct sector experience with a legal perspective, giving her a unique view and understanding of the issues confronting her clients. We say “unique” because no other law firm has this blend of experience in house. 

Her clients include Belgian and international insurance and reinsurance companies, professional organisations, mutual societies and insurance intermediaries. 

She advises and litigates in the fields of life and non-life insurance, distribution of insurance products including new distribution forms, regulatory, compliance and corporate governance, reinsurance, corporate insurance and transfer of portfolios, the development of new insurance products and review of policy wording and premium insurance tax. 

She has in-depth knowledge of the Insurance Distribution Directive (IDD) and maintains excellent  contact with insurers, actuaries, academics, insurers’ associations and control authorities. Her combined knowledge of collective insurance and pensions is outstanding.


Dutch, French & English


Sandra graduated with a law degree from the Katholieke Universiteit Leuven (KUL) in 1994. After her studies, she took a number of supplementary courses in insurance and risk management, including at Assuralia and with the German reinsurer, Münchener Rück. Sandra was admitted to the Brussels Bar in 1999.

Lawyer Rankings

Belgium > Insurance

(Leading individuals)

Sandra LodewijckxLydian

Lydian maintains its status as Belgium’s outstanding insurance law firm, with recent instructions on both Brexit-related matters and disputes arising from the Covid-19 pandemic, including advising AIG on possible coverage under a business interruption endorsement policy taken out by TCR International, following the enforced closure of a terminal at Madrid-Barajas Airport. Hugo Keulers, who ‘has reached legendary status in the Belgian market‘ as the ‘go-to lawyer for any insurance issue‘, and Sandra Lodewijckx are at the helm of an ‘impressive team‘ which ‘consistently demonstrates both technical acumen and a keen sense of customer service‘ in further liability and fraud-oriented cases.

Comparative Guides

Belgium: Insurance & Reinsurance April 2021 This country-specific Q&A provides an overview to Insurance & Reinsurance laws and regulations that may occur in Belgium.