Ms Reneta Petkova > Deloitte Legal Law Firm > Sofia, Bulgaria > Lawyer Profile

Deloitte Legal Law Firm
1303 SOFIA
Reneta Petkova photo

Work Department

Banking & Finance, M&A, Corporate, Real Estate


Partner, with significant extensive expertise in financing and corporate transactions, including asset finance, project finance, acquisition finance, corporate lending and restructuring, equity and debt finance, banking regulations and compliance, privatisation and M&A.


Reneta is recognized for her professional achievements, both nationally and internationally. She brings more than 24 years of strong legal experience, mainly focused on FSI industry. Reneta is former Managing Partner and Senior Partner at CMS Cameron McKenna LLP – Bulgaria Branch. Prior to joining Deloitte, Reneta has also acted as Head of Legal Department of United Bulgarian Bank AD, Chief Legal Adviser of Bank Consolidation Company and Legal Adviser of the Management Board of Bulgarian National Bank.


English, Bulgarian


Sofia Bar Association


Master’s degree in Law from Sofia University St. Kliment Ohridski; LL.M.-Visiting Researcher, Banking and Securities Regulations at Georgetown University Law Center, Washington D.C.; International Financial Law at Cambridge, UK; Banking and Finance Programme at International Banking Institute, Sofia and Chartered Institute of Bankers, London.

Lawyer Rankings

Bulgaria > Banking, finance and capital markets

(Leading individuals)

Reneta PetkovaDeloitte Legal Law Firm

Deloitte Legal Law Firm handles large-scale, cross-border, and complex transactions for clients, with a particular expertise in drafting security agreements, cross-collateralisation agreements, and protections for debtors and creditors in the event of default. Drawing on the strength of its accountancy and management consultancy arms, the firm is well placed to advise on acquisitions where the acquiring or target company also needs to undergo corporate restructuring. The firm also advises on amending syndicated loan facility agreements, acquisition and real estate finance, bond issuances, and the sale and acquisition of NPL portfolios. On the regulatory side, the practice advises clients on compliance with updated AML and PSD2 legislation. Reneta Petkova and Adelina Mitkova lead the team.

Bulgaria > Real estate and construction

Deloitte Legal Law Firm conduct complex due diligence and structure transactions for large real estate acquisitions, construct leasing arrangements, and assist international investment firms and property developers on their entry into and exit from the Bulgarian market. The firm’s work leans toward the corporate and financial aspects of real estate work – assisting with corporate restructurings to free up capital, negotiating security documents, and minimising tax exposure for buyers and sellers. The team’s work is led by practice heads Reneta Petkova, co-head of the banking and corporate practices, and the ‘excellent’ Kaloyan Yordanov, co-head of the firm’s corporate and commercial practice. Managing associate Adelina Mitkova, praised for her ‘expertise and diligence’, is another name to note.

Bulgaria > Healthcare and life sciences

Deloitte Legal Law Firm advises on the Bulgarian regulatory framework covering pharmaceuticals and healthcare for major international firms, and general regulatory compliance and contracts for companies in the sector. The team handles anti-money laundering and GDPR compliance, labor law issues, tax matters, medicine pricing restrictions, and contractual relationships with medical professionals for healthcare providers. The group also assists international companies with entering into the Bulgarian market. Reneta Petkova and Miglena Micheva lead the team and Irena Koleva is also noted.

Bulgaria > EU and competition

Deloitte Legal Law Firm’s EU and competition practice focuses on obtaining clearance from the CPC for large-scale mergers and acquisitions, as well as the competition law aspects of share purchase in competitors’ businesses. The firm has advised multinational companies on the implementation under Bulgarian law of non-compete clauses for senior and executive staff. Office head Reneta Petkova jointly heads the team with attorney-at-law Yoana Zhechkova, who focuses on compliance and fair trade practices. Kaloyan Yordanov and Hristo Milushev are other key contacts.

Bulgaria > Energy and natural resources

Deloitte Legal Law Firm provides regulatory and compliance advice to fuel retailers, mining companies, electricity suppliers and biofuel producers. The team, led by Reneta Petkova and Pavlin Stoyanoff, has also assisted companies with their energy grid connection procedures and water usage. Stoyanoff’s practice is broad, having advised on upstream and downstream oil and gas distribution, renewables, and energy litigation and arbitration, as well as having contributed towards drafting regulatory legislation in the energy sector.

Bulgaria > Dispute resolution

The dispute resolution practice at Deloitte Legal Law Firm, led by Reneta Petkova and Zvezdelina Filova, is experienced in infrastructure and construction-related disputes, having acted on behalf of both municipalities and private contractors. The firm also advises banks in mortgage claim disputes and acts for clients in the aviation industry. Managing associate Miglena Micheva focuses on administrative and labour issues, while associate Nikolay Panayatov is experienced in the implementation of judgements made by foreign courts in Bulgaria.

Bulgaria > Commercial, corporate and M&A

Deloitte Legal Law Firm advises national and international companies on M&A transactions, intra- and inter-group corporate restructurings, debt refinancing, and tax. Reneta Petkova and Kaloyan Yordanov lead the team. Zvezdelina Filova is active in matters concerning the transfer of intellectual property, Miglena Micheva advises on commercial and employment law, and Yoana Zhechkova focuses on conducting due diligence and cross-border transactional work. The firm has experience in a wide range of major sectors, including real estate, banking, telecoms, manufacturing, energy and pharmaceuticals.