Mrs Anne-Marie Nicolas > Loyens & Loeff > Luxembourg, Luxembourg > Lawyer Profile

Loyens & Loeff

Work Department

Banking and Finance


Anne-Marie Nicolas, partner, is a member of the Banking & Finance Practice Group in our Luxembourg office. She co-heads the Luxembourg Restructuring Team. Anne-Marie focuses on secured lending, including acquisition finance and real estate finance, as well as debt restructuring.


Anne-Marie advises in cross-border finance transactions, including acquisition financing, asset financings, structured finance, debt (re)structuring and financial technologies, as well as on regulatory, insolvency and corporate governance matters. Anne-Marie regularly acts for banks, financial institutions, corporates and investors.

She is a member of the Financial Institutions team, the Fintech team, the Region team Germany and the Region team France within Loyens & Loeff. Anne-Marie is also an active member of various associations in the financial services industry and has published on finance and corporate governance. 

Before joining our office, Anne-Marie gained extensive experience at a major global law firm in Luxembourg and headed the EMEA and India corporate and legal practice of an S&P 500 industrial group listed on the New York Stock Exchange. 


English, French, German


  • New York Bar, 2004
  • Luxembourg Bar, 2003
  • Luxembourg Directors Association (ILA)
  • Luxembourg Bankers Association (ABBL)
  • Luxembourg Banking Lawyers Association (ALJB)


  • LL.M. in American Law, Boston University (Boston, Massachusetts,USA), 2002
  • Master’s in French Law (double Master’s Programme), Université Panthéon-Sorbonne (Paris, France), 2001
  • Master’s in German Law (double Master’s Programme), Universität zu Köln (Cologne, Germany), 2001

Lawyer Rankings

Luxembourg > Banking, finance and capital markets

The ‘pragmatic and experienced’ team at Loyens & Loeff provides ‘very responsive and client-oriented’ advice, directly to funds and banks, as well as in the context of referral work from many high-profile international law firms, across a broad swathe of cross-border bank loan and capital markets mandates. The ‘incredibly approachable and friendly’ Anne-Marie Nicolas is ‘knowledgeable on all aspects of Luxembourg law affecting financing transactions‘, particularly in the context of sponsor-led acquisition finance mandates. The ‘commercial and responsiveVassiliyan Zanev excels at advising on cross-border structured finance mandates and also has a market-leading reputation for fund financing work. Michael Schweiger spearheads the financial services regulatory offering and is a key member of the overall finance offering that also includes counsel Elie-Raphaël Soudry, who excels at advising on acquisition finance, real estate and transportation finance. Cedric Raffoul left the firm.

Comparative Guides

Luxembourg: Restructuring & Insolvency June 2022 This country-specific Q&A provides an overview to Restructuring & Insolvency laws and regulations that may occur in Luxembourg.