Ms Athanasia Tsene > Bernitsas Law > Athens, Greece > Lawyer Profile

The ‘very experienced‘ team at Bernitsas Law provides an ‘innovative and commercial approach’ to lenders and borrowers across a broad swathe of transactional and regulatory work in the banking and capital markets sphere. Although it handles some more commoditised mandates, the team is best known for its aptitude at providing ‘solutions-oriented’ advice on complex transactions, including as it relates to work in the secondary market for non-performing loans (NPLs) and the structuring and implementation of securitisation transactions. The ‘exceptional’ Athanasia Tsene, who is lauded as a ‘true business partner’ as a result of her ability to provide ‘sharp and practical advice’, has been pivotal to the firm’s success in the NPL field, work which she combines with other, often highly structured finance transactions. Nikos Papachristopoulos has ‘extensive exposure and experience across all areas of banking, finance and capital markets’ and co-heads the team alongside Tsene. The team was strengthened at the beginning of 2024 by the arrival of fintech and payments expert Anastasia Mallerou and Pantazis Karamanolis, who adds tremendous gravitas to the practice in light of his vast in-house banking experience, from their own practices.

The ‘sharp and responsive’ team at Bernitsas Law provides ‘very accessible and customised advice’ to lenders and borrowers across a range of restructuring and insolvency matters, running the gamut from balance sheet restructurings and distressed M&A through to advice on administrations, workouts and receiverships. Under the guidance of the ‘exceptional’ Athanasia Tsene, and Lambros Belessis the team remains a prominent player in the secondary market for NPLs – whether acting as Greek counsel to an investor, the originator bank, the arranger or the note and security trustee. As part of her broad corporate and commercial expertise, Evi Kitsou regularly provides ‘succinct and on-point advice’ to clients on refinancing matters.