Insurance in Turkey

Sahan Law Office

Şahan Law Office's insurance sector work includes the incorporation and dissolution of companies, Turkish Insurance Regulator license applications and preparation and review of insurance products in compliance with the law. Managing partner Abdülkadir Şahan has notable experience of acting for public authorities, insurance companies, pension companies, reinsurance companies, insurance brokers and financial institutions. Şahan is an expert in insurance law, corporate law and competition law.

Practice head(s): Abdülkadir Şahan

Key clients

Gulf Insurance (Former AIG)

AIG Europe Limited

Chubb Group

Zurich Insurance

Unico Insurance (Former Aviva)

TDB Insurance Brokerage

Katılım Life and Pension


Sigortayeri Insurance Brokerage

Osem Sertifikasyon A.Ş.

Nasco Insurance Brokerage

NN Life and Pension

Orange Plus Insurance Brokerage

Boğaziçi Brokerage

Digital Care sp. z o.o.

ALJ Finans

GKFX Danışmanlık

Work highlights

    Özdirekcan Dündar Senocak Attorney Partnership

    Özdirekcan Dündar Senocak Attorney Partnership is particularly experienced in insurance sector M&A and privatisations. Other areas of expertise include insurtech, regulatory, distribution models, product structuring, claims settlement, compliance and private pensions. Clients include insurance companies, reinsurers, financial institutions, and brokerage, car leasing and insurtech companies. Swiss and Turkish law-qualified Arpat Senocak leads the team.

    Practice head(s): Arpat Senocak

    Key clients

    Ak Gida (Lactalis Group)

    AXA Sigorta A.S.

    AXA Hayat ve Emeklilik A.S.

    BNP Paribas Cardif Hayat Sigorta A.S.

    BNP Paribas Cardif Sigorta A.S

    BNP Paribas Cardif Emeklilik A.S.

    BNP Paribas Cardif S.A.

    BPF Acentelik ve Aracilik Hizmetleri A.S.

    Euler Hermes Sigorta A.S.

    Euler Hermes (Italy)

    Groupama Sigorta A.S.

    Groupama Emeklilik A.S.

    Groupama Assurances Mutuelles

    Helvetia Swiss Insurance Company Limited

    Koop Hub

    Jardine Lloyd Thompson Group plc

    NN Hayat ve Emeklilik A.S.

    Orange Sigorta Aracılık Hizmetleri A.S.

    Reinsurance Group of America

    Work highlights

      Erçin Bilgin Bektasoglu

      Erçin Bilgin Bektasoglu is adept at handling insurance law, reinsurance, risks and regulatory issues. In addition to assisting clients with non-contentious matters, it is also experienced in litigation, arbitration and mediation. Clients include protection & indemnity (P&I) clubs, shipowners, charterers and underwriters. Dilek Bektasoglu Sanli is experienced in general liability, professional indemnity, directors and officers (D&O) liability insurance and banker's blanket bonds (BBBs). Sanli jointly heads up the practice with Feyzi Erçin, who works with firms in the London legal market.


      ‘Feyzi Ercin (partner) and Pelin Erkut (associate) were both extremely responsive through a warranty and indemnity insurance matter, providing advice which was legally rigorous as well as commercial and pragmatic’.

      ‘There is a depth of knowledge both legal and sector focused, that gives the firm a definite edge over other firms that we have instructed’.

      ‘They can engage with novel questions and problems, concisely and accurately, saving time and delivering a very good result’.

      ‘They understand the needs of UK and EU insurers’.

      ‘Feyzi Ercin is intelligent and knowledgeable with an in-depth expertise in insurance law which allows him to provide valuable advice to foreign lawyers and insurers and on novel questions’. 

      ‘Pelin Erkut and Cagla Usta should also be singled out for their intelligence and knowledge; both have assisted with difficult coverage and contentious matters, demonstrating exceptional analytical ability’.

      Key clients








      Work highlights

      • Advised Zurich Re on a reinsurance dispute with Ege Sigorta of Turkey. Mediation is ongoing in Turkey in respect of the adjustment of more than 100 individual claims.
      • Advised London market reinsurers (AIG and others) on a blast furnace loss at the largest steel plant in Turkey, including coverage issues with the policy in respect of the Insured’s claims.
      • Advised London reinsurers, led by Liberty, on the failure of a gas turbine unit at Gama Enerji combined cycle power plant in Kirikkale, Turkey.

      Gün + Partners

      Gün + Partners has a varied spread of work, which covers dispute resolution, insurance regulation, insurance contracts and insurance-related M&A. Clients include Turkish and international insurance companies. The firm also has a notable strength acting for reinsurers in large construction projects in Turkey. Practice head Pelin Baysal is an expert in Turkish insurance law, litigation, arbitration and coverage issues. Ilgaz Önder was promoted to senior associate.

      Practice head(s): Pelin Baysal

      Key clients

      Chubb European Group

      Royal & Sun


      Korean Re



      Criterion Adjusters


      Ark Syndicate

      Work highlights

        Andıç Eriş Attorney Partnership

        Insurance law boutique Andıç Eriş Attorney Partnership advises insurance and reinsurance companies, brokers, intermediaries and corporate policyholders. It assists clients with regulatory, operational and transactional matters. On the contentious side, it handles litigation and alternative dispute resolution. The firm is a member of Insuralex, a worldwide network of independent insurance and re-insurance lawyers. Ayşegül Andıç, who has over 30 years experience, jointly leads the team with regulatory expert Mete Can Eriş.

        Key clients

        Kalehan Energy Group

        Soyak Energy

        Liberty Specialty Markets Insurance Brokers

        Work highlights

          Hergüner Bilgen Özeke

          Hergüner Bilgen Özeke, which often acts as local Turkish counsel to international insurance companies, advises on company establishment, operational compliance, M&A, pension company regulatory issues and dispute resolution (including litigation and arbitration). It also handles emerging areas of insurance law, including warranty and indemnity (W&I) insurance. The team works closely with the data protection practice in order to advise on insurance-related customer data issues. Corporate partner Kayra Üçer and dispute resolution specialist Tolga Danışman are the joint heads of the practice.

          Practice head(s): Tolga Danışman; Kayra Üçer

          Key clients

          Vienna Insurance Group

          Suzuki Otomobil Paz. ve Tic. A.Ş.

          Norton Rose Fulbright (for AIG)


          Sompo International

          Gulf Sigorta

          Work highlights

            Pelister Atayilmaz Enkur Law Office

            Pelister Atayilmaz Enkur Law Office is experienced in insurance-related M&A and restructurings, official filings and applications before the Undersecretariat of Treasury (in relation to transactional approvals), regulatory permits, and obtaining and relinquishing insurance licenses, and day-to-day regulatory matters. It also advises on data privacy and insurance litigation. Clients include multinational insurance and pension companies, insurance brokers and support service providers. Life insurance and pensions expert Gökhan Enkür leads the team.

            Practice head(s):

            Gökhan Enkür


            ‘The team responded our questions in details which we needed, with clear guidance on regulatory matters’.

            ‘Gokhan Enkur has a good understanding of the insurance industry and regulatory matters regarding the industry’.

            ‘PAE Law Firm has a very professional, dedicated and hardworking team of experts’.

            ‘They are always available, prompt and have a very quick response time’.

            ‘The coordination and collaboration within the team is excellent’.

            ‘They are all very knowledgeable, reliable and supportive’. 

            Key clients

            Cigna Corporation

            Cigna Finans Emeklilik (Pension and Life)

            Cigna Turkey Life

            Lockton Overseas Limited

            Zurich Insurance


            Lux Actuaries

            Work highlights

            • Advised Cigna Corporation and Cigna Finans on Cigna Group’s proposed $67bn acquisition of Express Scripts, and also advised Cigna Group on various other corporate transactions in Turkey.
            • Advised Lockton Overseas Limited on its contemplated acquisition of a 50% stake in Omni Sigorta ve Reassurans Brokerlik Hizmetleri A.S. (Omni Turkey) and a 100% stake in each of Omni Corporate Solutions UK and Omni Corporate Solutions US.
            • Acting as co-counsel (along with an international law firm) to Airbnb. Providing assistance with the Host Protection Insurance Programme in Turkey.


            TILEGAL - TOPDEMIR INANDIOGLU KOMUC LAW OFFICE is particularly adept at handling transport-related insurance disputes, with a focus on sea, road and air transport. It also advises clients on regulatory issues. Clients include domestic and multinational insurance companies. Managing partner Savaş İnandioglu leads the team. Emre Durgun left for NAZALI Attorney Partnership.

            Practice head(s):

            Savas Inandioglu

            Key clients

            Mapfre Insurance Turkey

            HDI Insurance Turkey

            AXA Insurance Turkey

            Audi BKK

            Atradius Turkey

            Royal Sun Alliance Insurance Group

            Eureko Insurance Turkey

            Zurich Insurance Turkey

            AIG Insurance Turkey

            Allianz Insurance Spain

            Work highlights

            • Representing Mapfre Insurance Turkey, HDI Insurance Turkey and AXA Insurance Turkey as co-insurers in a $3m compensation claim over damaged cargo.
            • Representing client Mapfre Sigorta in a $518,000 claim over damaged cargo.
            • Advising Mapfre Insurance Turkey on a €240,000 vessel collision insurance case.