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Stephen Cross

Work 028 9027 1323
Cleaver Fulton Rankin

Work Department

Corporate finance and banking.


Stephen is head of Cleaver Fulton Rankin’s corporate finance and banking department. Stephen advises on corporate finance, banking and commercial law, acting for public sector bodies, financial institutions and businesses in Northern Ireland. Examples of specific areas of Stephen’s practice include project finance, ABL, structured finance, renewable energy projects (for developers and funders) and funding by public bodies and other intermediaries to third sector bodies.


Trained Pickering Kenyon, London; qualified 1993. Worked at Coffin Mew & Clover, Fareham, Hants and Parker Bullen, Salisbury before joining Cleaver Fulton Rankin in 1996. Admitted as solicitor in England & Wales, 1993 and admitted as a solicitor in Northern Ireland, 1996. Partner in present firm 2001.


Law Society of Northern Ireland (2004 – Present); Law Society of England and Wales (2010 – Present); Irish Wind Energy Association.


University College of Wales, Aberystwyth; College of Law, Chester.

Northern Ireland: Finance

Banking and finance

Within: Leading individuals

Stephen Cross - Cleaver Fulton Rankin

Within: Banking and finance

According to some, Cleaver Fulton Rankin’s practice is ‘fully au fait with all aspects of banking and finance’. The group acts for a predominantly lender client base, including Danske Bank, Nationwide, Santander, Bank of Ireland and Ulster Bank, and its expertise includes acquisition finance, corporate finance and project financings, among other areas. Project finance expert and practice head Stephen Cross has ‘a huge level of knowledge and experience in the sector and is generally unflappable’; he acted as Northern Ireland counsel to energy company Wirsol regarding a £88m loan from Bayerische Landesbank to finance the development of 19 solar sites across England and Northern Ireland. In another highlight, Cross and Deborah Archer assisted the Titanic Quarter Group with a £75m refinancing package to continue the regeneration of the Titanic Quarter in Belfast. In 2017, Christopher Neill moved to Millar McCall Wylie LLP .

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Northern Ireland: Projects, energy and natural resources


Within: Leading individuals

Stephen Cross - Cleaver Fulton Rankin

Within: Energy

Cleaver Fulton Rankin’s energy practice attracts praise for its ‘comprehensive and focused’ advice and ‘excellent and efficient service’. The group assists a client base of banks, investment funds, regulatory bodies and renewable energy developers with financings, acquisitions and regulatory matters involving wind, solar and electricity projects. Practice head Stephen Cross, who is ‘excellent and pragmatic’, led the advice to BlackRock Real Assets, as shareholder in solar energy company Lightsource Renewable Energy, regarding the construction of a 50MW Northern Irish solar farm project by the latter. Other clients include Wirsol, First Trust Bank, Gaelectric and BlackBee Investments. Karen Blair and Joe Marley are the key names for planning and property-related mandates.

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